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MOBILE CHECK DEPOSIT TEMPORARILY UNAVAILABLE (2/22/24): We will be performing scheduled maintenance from 8:00 p.m. - 10:00 p.m. PST Thursday, February 22, 2024. During the maintenance window, the Check Deposit feature in our mobile app will be temporarily unavailable. We apologize for the inconvenience.

Home Loans

Choose from a variety of fixed and variable rate mortgages

Platinum Visa

Our platinum Visa® features competitive rates as low as 9.25% APR and a generous rewards program


Enjoy Checking with out-of-network ATM fee rebates! Plus, receive your paycheck up to one day early when you set up Direct Deposit.

Financial Solutions Designed with Your Needs in Mind

Become a member of a credit union that understands the unique needs of our law enforcement community and their friends and supporters.

What Members Are Saying

"I have been banking with SFPCU since 2007. I have taken car loans, personal loan as well as HELOC and I am very happy and satisfied with all of their services. They have competitive rates and very professional and helpful employees. I am actually in the process of opening my second HELOC account from them. I can’t imagine going somewhere else to do my loans and banking needs."

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Karen R.

"Overall experience and customer services provided is great whether you’re on the phone or in person at a branch. Additionally the great and competitive rates they provide is best you can find from what other banks offer."

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Ryan R.

Become a Member

As a member you’ll have access to all our member benefits and products.

We're Here to Help

The Police Credit Union Member Services Representative  in front of The Police Credit Union  logo
Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours: Monday - Friday: 10:00 a.m. - 5:00 p.m. PST, Saturday: 9:00 a.m. - 3:00 p.m. PST

*Terms & Conditions: The minimum deposit to open an account is $2,500. Dividend rates and yields may change after you open your account. The Dividend Rate and Annual Percentage Yield are based on the entire daily balance of the account. Subject to withdrawal limitations. The Annual Percentage Yield (APY) shown is accurate as of the last dividend declaration date, which is the last day of each month, unless otherwise noted. Rates/Yields are variable and subject to change without notice including after you open your account. Above anticipated rates are subject to availability of funds. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. The dividend declaration date is the last day of each month. Eligibility restrictions, terms and conditions apply, and are subject to change without notice. See About Your Accounts or contact a Member Service representative for more details and information.

To qualify for the higher rate, you must have a current checking account, be enrolled in E-statements at The Police CU and meet the following requirements each month: Make 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the current calendar month to your account using your Visa® Debit Card. Have $500 a month in qualifying direct deposits deposited to your checking or savings account during the current calendar month. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement. Starting with the calendar month following when you open your Smart Advantage Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined at the end of the month based upon the number of qualifying transactions or direct deposit requirement for that month's activities and the dividend is paid at that time. If there are changes to your checking account (it is closed, changed to a new account type or no longer: 1) receives qualified direct deposit or 2) enrolled in E-statements, the rate will change to those in effect at the time of the change.


**APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.58 per $1,000 borrowed, and loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased February 16 – March 16, 2024 from Enterprise Car Sales and financed with The Police Credit Union. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.


External Link Alert

You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.


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