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Convenience Services

Skip-A-Pay

Want to skip a loan payment? The Police Credit Union offers Skip-A-Pay to help give your budget some breathing room when you need it.

Am I eligible for Skip-A-Pay?

  • The program applies only to The Police Credit Union Vehicle, Personal, and Savings Secured Loans.
  • The requested loan needs to have been open for at least six (6) months.
  • All of your accounts with The Police Credit Union must be current and in good standing.
  • The request must be submitted at least five (5) business days before the payment is due for processing.
  • You are limited to one skipped payment per loan during each calendar year.
  • Interest continues to accrue on your loan in the month of the skipped payment.

How do I send a Skip-A-Pay request?

  1. Log into Digital Banking and navigate to Account Services > Skip-A-Pay (on desktop), or More > Skip-A-Pay (in the mobile app). 
  2. Complete the request form and click Submit.
  3. There is a $25 fee per loan, per occurrence that will be deducted from your Savings or Checking account.
Please Note: For payments you generate (for example, payments you set up with a bill payment service or another payment service) you are responsible for stopping the payment for the month you enact Skip-A-Pay. Any automatic transfers generated by The Police Credit Union will be suspended for the Skip-A-Pay.

If you have questions, give us a call at 800.222.1391 or send us a message through our contact form.