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IMPORTANT: PHISHING SCAMS
We have been made aware of scam text messages falsely claiming to be from The Police Credit Union. The messages may appear as a password reset request. If you receive one of these phishing texts, do not respond or click on any links included in the text, and delete the message immediately. Click here for tips on protecting yourself from banking scams.
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Convenience Services

Skip-A-Pay

Want to skip a loan payment? The Police Credit Union offers Skip-A-Pay to help give your budget some breathing room when you need it.

Am I eligible for Skip-A-Pay?

  • The program applies only to The Police Credit Union Vehicle, Personal, and Savings Secured Loans.
  • The requested loan needs to have been open for at least six (6) months.
  • All of your accounts with The Police Credit Union must be current and in good standing.
  • The request must be submitted at least five (5) business days before the payment is due for processing.
  • You are limited to one skipped payment per loan during each calendar year.
  • Interest continues to accrue on your loan in the month of the skipped payment.

How do I send a Skip-A-Pay request?

  1. Log into Digital Banking and navigate to Account Services > Skip-A-Pay (on desktop), or More > Skip-A-Pay (in the mobile app). 
  2. Complete the request form and click Submit.
  3. There is a $25 fee per loan, per occurrence that will be deducted from your Savings or Checking account.
Please Note: For payments you generate (for example, payments you set up with a bill payment service or another payment service) you are responsible for stopping the payment for the month you enact Skip-A-Pay. Any automatic transfers generated by The Police Credit Union will be suspended for the Skip-A-Pay.

If you have questions, give us a call at 800.222.1391 or send us a message through our contact form.