Our new, lower down payment mortgage option is our way of making home ownership more affordable for qualified buyers in California. Our fixed-rate loan is available for as little as 3% down*.
Benefits of our affordable home loan option
- Down payments as low as 3% down for owner occupied homes, as low as 10% down* for second homes
- Finance your primary residence, second home, or investment property (owner occupied and non-owner occupied)
- We don't pay our loan officers commissions, so you can be confident you are getting honest and objective guidance
- Competitive rates
- No hidden costs or pre-payment penalties
- Loans available up to 97% loan-to-value*
We're here to help you get started
Contact Us
Have questions? Get in touch using the form below, and we’ll guide you through the process.
*Private mortgage insurance (PMI) is required for LTVs greater than 80%. Members must meet CU guidelines for approval. Final approval required.