We will be performing system maintenance beginning at 11:00 p.m. PST on Saturday, December 14, 2019 and ending at 4:00 a.m. on Sunday, December 15, 2019. During the maintenance window, Online Banking, the Contact Center, online loan applications, and MemberLink will be temporarily unavailable. Thank you for your patience.
Due to repairs, our Irving Branch member parking lot will be closed from 5:30 p.m. on Friday, December 13 until 9:00 a.m. on Monday, December 16. Any cars left in the lot during that time will be towed at the owner's expense.

Our Irving Branch will be open during normal business hours on Saturday, December 14th. During this time, members may park in the employee parking lot located across the street from the branch.
Home Loans

Reverse Mortgages

With a Reverse Mortgage from The Police Credit Union, California homeowners age 62 and beyond can spend the home equity they’ve accrued over the years without selling their San Francisco Bay Area home, giving up the title or taking on a new monthly mortgage payment.

Our Reverse Mortgage for seniors, pays you monthly as long as you use your home as your principal residence. It is an ideal option for you to phase out of traditional homeownership and its responsibilities.

Learn More

To speak to a Reverse Mortgage Specialist directly, call 800.381.4085
 or visit one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA.

Features & Benefits

  • Produces tax-free income*
  • You continue to own your home
  • No monthly payments
  • No application fees
  • No effect on Social Security or Medicare benefits
  • No restrictions on how you spend this money
  • Most loans are government insured
  • No prepayment penalty

* Proceeds from a Reverse Mortgage are tax free but borrowers should seek tax advice on how proceeds may affect government needs-based programs such as Medicaid and Medi-Cal.

SF Police Credit Union offers Reverse Mortgage through a strategic partnership with Alliance Reverse Mortgages, Member of the National Reverse Mortgage Lenders Association. CA DRE 01524732 NMLS 248216