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Credit Cards

Personal Loan

When you incur expenses beyond your current means, turn to The Police Credit Union for a Personal Loan designed to meet your needs at a competitive cost. With this loan, California police officers, law enforcement and their family who are members can borrow up to $50,000 for any purpose.

Looking for some new wheels? Click here to learn about Auto Loan options.

Apply Now Request Video Appointment

Not a member yet?

Click here to submit an application and take advantage of a Personal Loan with The Police Credit Union.

Features & Benefits

  • Low, competitive fixed personal loan rates
  • Lump-sum distribution
  • No collateral security required
  • Terms available up to 60 months
  • Balances beyond $15,000 may be extended to 72 months
  • Cover costs for any reason, including vacations, debt consolidation, vehicle repairs, etc.
  • Payment Protection available

If you have any questions about The Police Credit Union personal loans, please visit us at one of our San Francisco, San Bruno, Oakland, San Mateo, or Pleasanton branches or contact us online today.

Personal Loan
Rates Effective: March 1, 2023
LoanLoan MaximumTermAPR As Low As*
Personal Loan++$50,000**1-36 months8.24%
 $50,000**37-60 months8.74%
 $50,000**61-72 months9.99% $15k & over

*APR = Annual Percentage Rate. Example rate of 8.24% with 36 monthly payments = $31.46 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 7.20%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher . There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391. 

**$50,000 loan maximum assumes excellent borrower history. Not all members will qualify. 

++Maximum aggregate signature loan balances cannot exceed $50,000.00 per member. For more information, please contact our Loan Department at 800.222.1391

Apply for an The Police Credit Union Personal Choice Loan today through our online loan application or by calling The Police Credit Union at 800.222.1391. You also can visit one of our convenient branches.