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Money Market Accounts

You plan strategically for your family’s financial future by investing your money in various financial instruments. Consider The Police Credit Union’s Money Market Account when you want to set aside a chunk of money that will grow safely and provide convenient access whenever you need liquid assets.

There are no monthly service fees or charges, so your money can grow at higher rates the more you deposit. The The Police Credit Union Money Market Account is perfect for creating an emergency fund or working toward short- and medium-range goals when you still need instant access to your cash.

Open Your Account

Features & Benefits

  • $2,500 minimum deposit
  • High-yield tiered rates
  • Write up to six checks per month against the account
  • Free Direct Deposit and Payroll Deductions
  • Access to Digital Banking and all features such as mobile check deposit, mobile banking, bill pay and E-statements
  • Free 24/7 access to our automated phone system
  • Deposits federally insured by the National Credit Union Administration
Money Market Wealth Builder Account
Rates Effective: September 1, 2023
AccountBalanceTermDividend RateAPY
Money Market Wealth Builder$2,500 - $14,999.99Open-Ended0.05%0.050%
Money Market Wealth Builder$15,000 - $49,999.99Open-ended0.25%0.250%
Money Market Wealth Builder$50,000 - $99,999.99Open-ended1.05%1.056%
Money Market Wealth Builder$100,000 - $149,999.99Open-ended1.15%1.157%
Money Market Wealth Builder$150,000 - $249,999.99Open-ended1.35%1.359%
Money Market Wealth Builder$250,000+Open-Ended1.60%1.613%
Looking for ways to earn more on your money? Open a new Smart Advantage Money Market Account.
Smart Advantage Money Market

Current Fee Schedule

Terms & Conditions: The minimum deposit to open an account is $2,500. Dividend rates and yields may change after you open your account. The Dividend Rate and Annual Percentage Yield are based on the entire daily balance of the account. Subject to withdrawal limitations. The Annual Percentage Yield (APY) shown is accurate as of the last dividend declaration date, which is the last day of each month, unless otherwise noted. Rates/Yields are variable and subject to change without notice including after you open your account. Above anticipated rates are subject to availability of funds. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. The dividend declaration date is the last day of each month .For additional terms and conditions, see About Your Accounts (pdf 267 kb) for more information.