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Smart Advantage Money Market Account

In today’s competitive rate environment, our members want a savings account that offers the advantage of earning higher rates. We’re pleased to announce our new Smart Advantage Money Market Account.

Smart Advantage Money Market

Your Money Market account can earn more if certain requirements are met at the Credit Union*

Smart Advantage Money Market
Rates Effective: September 1, 2023
Tiered BalanceMinimum Deposit and BalanceDividend RateAPY*Term
$2,500 - $14,999.99$2,5000.10%+0.100%+Open-Ended
$15,000 - $49,999.99$15,0000.75%+0.753%+Open-Ended
$50,000 - $99,999.99$50,0002.50%+2.531%+Open-Ended
$100,000 - $149,999.99$100,0003.00%+3.045%+Open-Ended
$150,000 - $249,999.99$150,0003.50%+3.562%+Open-Ended

+To qualify for the higher Rate, you must have a current checking account, be enrolled in E-statements at The Police CU and meet the following requirements each month: Make 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the current calendar month to your account using your Visa® Debit Card. Have $500 a month in qualifying direct deposits deposited to your checking or savings account during the current calendar month. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement. Starting with the calendar month following when you open your Smart Advantage Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined at the end of the month based upon the number of qualifying transactions or direct deposit requirement for that month's activities and the dividend is paid at that time. If there are changes to your checking account (it is closed, changed to a new account type or no longer: 1) receives qualified direct deposit or 2) enrolled in E-statements, the rate will change to those in effect at the time of the change.