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SFPCU Savings

Youth Accounts

Help your child understand how to manage money responsibly with The Police Credit Union’s age-appropriate savings options.

Deposits and withdrawals can be made any time. Parents stay involved with online access to review account activity as well as the ability to transfer money from their account to their child’s. We also can set up automatic deposits through payroll deduction.

Open Your Account

Features & Benefits

  • $25 deposit opens your account and starts earning dividends
  • Win prizes when you deposit money and receive stamps on your Deposit Stamp Card*
  • 24/7 access to our automated phone system
  • Access to Digital Banking and all features such as mobile check deposit, mobile banking, bill pay and E-statements
  • Learn the basics of money management, with our Cadet Club and Money Patrol programs
  • Youth Accounts
    Rates Effective: September 1, 2023
    AccountMin. to OpenMin. to Earn APYTermDividend RateAPY
    Cadet Club & Money Patrol$25$25Open-ended0.05% 0.05%

    Current Fee Schedule

    Terms & Conditions: The Annual Percentage Yield (APY) shown is accurate as of the last dividend declaration date, which is the last day of each month, unless otherwise noted. Rates/Yields are variable and subject to change without notice including after you open your account. Above anticipated rates are subject to availability of funds. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. The dividend declaration date is the last day of each month .For additional terms and conditions, see About Your Accounts (pdf 267 kb) for more information.

    *Deposit Stamp Card: A minimum $15.00 deposit is required and the account holder must be 17 and under to qualify for a stamp. Deposits must be made in the branch. ACH transfers/direct deposits/periodic payments/transfer of funds from another member are not eligible. Deposit cards are non-transferable. One $50 prize will be awarded each quarter. The winner will be selected by random drawing in January, April, July, and October and will be notified in writing or by email or telephone. The Police Credit Union assumes no liability in relation to this prize.