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Vehicle Loans

First Time Auto Buyer Loan

Purchasing your first vehicle can be an exciting, yet overwhelming, experience. The Police Credit Union can help eliminate some of the worry and stress to make the process as easy as possible with our First-Time Auto Buyer Loan.

This car loan caters to people buying their own first vehicle and to California police and law enforcement families shopping for a vehicle for their teenagers or college students. You’ll receive the attentive service and valuable deals you expect from The Police Credit Union.

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Features & Benefits

  • A low, fixed APR
  • No co-signer needed
  • Convenient payment options
  • Easy and secure online application process
  • Access to Personal Auto Buying Service
First Time Auto Buyer Loan
Rates Effective: January 1, 2020
LoanTerms and ConditionsTermAPR As Low As*
First-Time Auto Buyer LoanFinancing may include purchase price, tax, license, GAP, based on up to 90% of Blue Book.1-36 Months6.74%
First Time Auto Buyer Loan37-60 Months6.99%

*APR = Annual Percentage Rate. Internal refinance will be subject to a 1.00% add on to your qualifying interest rate.  Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice.

Apply for an The Police Credit Union First-Time Auto Buyer Loan today through our online loan application or by calling The Police Credit Union at 800.222.1391. You also can visit one of our convenient branches.