When it comes to buying a car, being a first-time buyer can be stressful. But with a few quick tips, you can be more prepared to get the vehicle you want at a fair price.
Zero in on the essentials you need in a car
Are your priorities good gas mileage, room for the kids, or a great safety reputation? Think about what features are important to your lifestyle and needs. Then find the right vehicle to match.
Set a budget before you step foot on the lot
It’s easy to get carried away once you’re at the dealership, and you may feel pressured to consider vehicles beyond your intended price range. Identifying and sticking to a budget can help prevent you from ending up with a vehicle you can't afford.
Avoid getting an auto loan from the dealer
Waiting until you’ve got your heart set on a vehicle to start considering financing is a route to disaster. By getting preapproved before you start visiting dealerships and taking test drives, you'll be in control and confident that you can afford the car you fall in love with.
Let SFPCU’s Auto Buying Service do the work for you
With SFPCU’s complimentary Auto Buying Service, you simply tell your personal auto shopper what you’re looking for in a vehicle. Then they’ll do the shopping for you and work to secure the lowest available price for you on your new or pre-owned vehicle. They’ll even deliver your new vehicle right to you! To learn more, click here or call 800.716.9550 to speak to your personal auto shopper.
SFPCU’s Car Sales are a great option for first-time buyers
SFPCU’s pre-owned car sales are an easy way for first-time car buyers in the Bay Area to find an affordable secondhand car. We partner with CarsNet to bring members a large selection of certified pre-owned vehicles for you to choose from, and our staff is on site to help you with your loan in person. Our next car sale will be the weekend of October 15th and 16th, 2016 in Pleasanton, CA. For more information and directions to the sale, visit https://www.sfpcu.org/autobuyingservice.