Top Places to Retire in the U.S.

Mar 08, 2017

A senior couple riding bikes in a wooded areaAre you thinking about the possibility of relocating once you retire and seeking inspiration on places that offer great value for retirees? We’ve picked several cities that provide a winning combination in terms of quality of life, costs, pleasant weather, low crime and overall tax treatment of those with a fixed income.  While you will undoubtedly recognize some of these as popular retirement havens, one or more may seem like an unusual choice:

Sarasota, Florida: With no state income and its warm climate, the Sunshine State is, in general, a very popular choice for retirement. We’ve singled out this Gulf Coast city for its pristine white sand beaches and clear blue waters, wide spectrum of affordable housing options, abundance of cultural and recreational offerings, and a vibrant economy. According to Zillow, the median home price in Sarasota is $276,400, higher than the current U.S. average of $195,300 but far lower than the median home value in the San Francisco Metro market of $833,600. What’s more, residents of Florida are eligible for a homestead exemption, which reduces the value of a home for assessment of property taxes. Learn more about what Sarasota has to offer at

Savannah, Georgia: Another coastal city with tax-friendly laws for retirees, Savannah is renowned for its rich cultural history, iconic architecture, southern charm and natural beauty featuring streets lined with Evergreen live oaks draped in Spanish moss. With a wonderful mix of exotic influences, Savannah also has a thriving culinary scene for those who enjoy dining out. Low crime statistics and a median home price that’s well below average at $117,500 also make it a desirable place to retire. For more reasons you might consider Savannah, visit

Boise, Idaho: With its low cost of living, bustling economy and reputation as one of the safest cities in the country, Boise is in many ways an idyllic place to retire. This mid-sized city continually rates on top ten lists including “The Top 10 Downtowns,” and “Most Caring City in America.” The area’s moderate climate with four seasons and diverse topography of desert sand dunes, mountains, canyons and rivers also make it well-suited to a wide variety of outdoor activities. As a high-tech center, Boise also offers opportunity for those who want to continue working after retiring from their mid-life career. Learn more about the advantages of retiring in the “City of Trees” at

Scottsdale, Arizona: It probably comes as no surprise that Scottsdale made our list of top retirement destinations. Not only does it have great weather with plenty of sunshine and low humidity, it also offers low property taxes, access to quality healthcare and low crime rates. Scottsdale also gets high marks for recreation and leisure with numerous golf resorts, spas, scenic hiking trails and other recreational facilities. In addition, Arizona offers favorable income tax treatment for retirees. One potential drawback: real estate is relatively expensive with a median home value of $416,900, although this is still approximately 50 percent lower than the median price of a home in the Bay Area.

Raleigh, North Carolina: With a booming economy and close proximity to top research universities, Raleigh offers excellent healthcare, cultural stimulation and a variety of great restaurants and recreational activities. Highly affordable and safe, the city also has a mild, four-season climate. In addition, property taxes in North Carolina are quite low at .85 percent. Find more information on what Raleigh has to offer retirees at

Think you might want to join the growing number of Americans moving abroad for their retirement years? According to International Living’s Global Retirement Index, Mexico still ranks as the best country for American expats based on a number of factors such as cost of living, climate, healthcare and visa requirements. To find out which countries made their top ten list in 2017, visit

Providing Financial Solutions to Take Care of Our Own

  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

The Police Credit Union proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police and other law enforcement agencies and their families  in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo, San Bruno or Oakland, CA or check if you are eligible for membership and apply online today.

Site Design by ZAG Interactive. © 2019 The Police Credit Union.