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A Platinum Visa from The Police Credit Union has lots of perks!

Competitive Rates

As low as 9.25% APR.*

Rewards Points

Earn rewards every time you use your card and redeem them for Amazon gift cards, travel, and more.
Use With Your Mobile Wallet

Our Platinum Visa card can be loaded to Apple Pay or Samsung Pay for touchless payment where accepted.
Fraud & Purchase Alerts

Automated, immediate fraud alerts & real time email or text notifications with Visa® Purchase Alerts.

Travel Benefits

Lost luggage reimbursement, Travel Accident Insurance & Auto Rental Collision Damage Waiver.

Payment Protection

Protect yourself against financial disruptions that might occur by using The Police Credit Union’s Payment Protection for your loans.
Extended Warranty & Price Protection

Helping you manage, use and extend your warranties while also making sure you get the best deal on a purchase.

Personal Identity Theft Benefit

Reimbursement for covered expenses incurred if you are the victim of identity theft.

Fast Online Application

Apply today for all of these great benefits.

CU Rewards Program

Get rewarded for the things you do every day! The CURewards Program gives you one CURewards point for every dollar you spend using your The Police Credit Union Platinum Visa® credit card. Then you can parlay those points into enriching rewards such as a vacation or gift cards or name-brand merchandise.

  • Earn one CURewards point for every dollar spent
  • Rewards available starting at 2,500 points
  • Total points are calculated automatically and updated on your statement in Digital Banking
  • Earn bonus points and special offers by shopping in-store or online at your favorite retailers that participate in the CURewards Program
  • Redeem CURewards points for cash deposited into you checking or savings account or for a credit on your Visa statement

For information on how to enroll in CURewards visit our Visa Credit Cardholder Resources page.

woman and man with linked arms walking pass clothing store
Already a Visa Cardholder? Visit our Visa Cardholder Resources for helpful information.
GO TO VISA CREDIT CARDHOLDER RESOURCES

Rates & Disclosures

Expand All
  • Interest Rates and Interest Charges
    Standard APR for Purchases, Balance Transfers and Cash Advances Platinum Visa®: 9.25% - 15.25% Variable APR based on your creditworthiness. Variable APR may adjust quarterly with the market based on the Prime Rate as published in the Wall Street Journal (“Index”).

    Savings Secured Visa®: 7.50% Fixed APR.
    Penalty APR and When It Applies None

    How to Avoid Paying Interest on Purchases

    		 Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
    Minimum Interest Charge None
    For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
  • Fees
    Set Up and Maintenance Fee Annual Fee None
    Account Set-up Fee None
    Participation Fee None
    Additional Card Fee None
    Transaction Fees Balance Transfer None
    Cash Advance None
    Foreign Transaction 1% of foreign transactions in US Dollars
    Penalty Fees Late Payment $15
    Over-the-Credit Limit None
    Returned Payment $25

    How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

    Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

  • Visa® Credit Card Platinum Agreement

    Click here to review the Visa® Credit Card Platinum Agreement (PDF)

    *Annual Percentage Rate. The actual percentage rate is based on your credit profile, and not all borrowers will qualify for the lowest rate. All loans are subject to credit approval. Posted rates may include promotional discounts and other terms and conditions. 

Ready to get started?

APPLY FOR A PLATINUM VISA

We're Here to Help

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Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

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Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST

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