Features and Benefits
If you have a limited credit history, this card provides Visa® benefits with a fixed rate and low monthly payments.
Earn rewards every time you use your card and redeem them for Amazon gift cards, travel, and more.
Fraud & Purchase Alerts
Automated, immediate fraud alerts & real time email or text notifications with Visa® Purchase Alerts.
Lost luggage reimbursement, Travel Accident Insurance & Auto Rental Collision Damage Waiver.
Protect yourself against financial disruptions that might occur by using The Police Credit Union’s Payment Protection for your loans.
Extended Warranty & Price Protection
Helping you manage, use and extend your warranties while also making sure you get the best deal on a purchase.
Personal Identity Theft Benefit
Reimbursement for covered expenses incurred if you are the victim of identity theft.
CU Rewards Program
Get rewarded for the things you do every day! The CURewards Program gives you one CURewards point for every dollar you spend using your The Police Credit Union Platinum Visa® credit card. Then you can parlay those points into enriching rewards such as a vacation or gift cards or name-brand merchandise.
- Earn one CURewards point for every dollar spent
- Rewards available starting at 2,500 points
- Total points are calculated automatically and updated on your statement in Digital Banking
- Earn bonus points and special offers by shopping in-store or online at your favorite retailers that participate in the CURewards Program
- Redeem CURewards points for cash deposited into you checking or savings account or for a credit on your Visa statement
You can browse the CURewards Mall within the CURewards website and locate special deals from retailers such as Wal-Mart, AMC Theaters and thousands more.
Already a Visa Cardholder? Visit our Visa Cardholder Resources for helpful information.
Rates & Disclosures
Interest Rates and Interest Charges
Standard APR for Purchases, Balance Transfers and Cash Advances Platinum Visa®: 9.25% - 15.25% Variable APR based on your creditworthiness. Variable APR may adjust quarterly with the market based on the Prime Rate as published in the Wall Street Journal (“Index”).
Savings Secured Visa®: 7.50% Fixed APR.
Penalty APR and When It Applies None
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Set Up and Maintenance Fee Annual Fee None Account Set-up Fee None Participation Fee None Additional Card Fee None Transaction Fees Balance Transfer None Cash Advance None Foreign Transaction 1% of foreign transactions in US Dollars Penalty Fees Late Payment $15 Over-the-Credit Limit None Returned Payment $25
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
- Visa® Credit Card Share Secured Agreement
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Call us at 800.222.1391 or find a branch location, by clicking the button below.Our Locations
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Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST
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