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MOBILE CHECK DEPOSIT TEMPORARILY UNAVAILABLE (2/22/24): We will be performing scheduled maintenance from 8:00 p.m. - 10:00 p.m. PST Thursday, February 22, 2024. During the maintenance window, the Check Deposit feature in our mobile app will be temporarily unavailable. We apologize for the inconvenience.

Features and Benefits

If you have a limited credit history, this card provides Visa® benefits with a fixed rate and low monthly payments.

Fraud & Purchase Alerts

Automated, immediate fraud alerts & real time email or text notifications with Visa® Purchase Alerts.

Travel Benefits

Lost luggage reimbursement, Travel Accident Insurance & Auto Rental Collision Damage Waiver.

Extended Warranty & Price Protection

Helping you manage, use and extend your warranties while also making sure you get the best deal on a purchase.

Personal Identity Theft Benefit

Reimbursement for covered expenses incurred if you are the victim of identity theft.

CU Rewards Program

Get rewarded for the things you do every day! The CURewards Program gives you one CURewards point for every dollar you spend using your The Police Credit Union Platinum Visa® credit card. Then you can parlay those points into enriching rewards such as a vacation or gift cards or name-brand merchandise.

  • Earn one CURewards point for every dollar spent
  • Rewards available starting at 2,500 points
  • Total points are calculated automatically and updated on your statement in Digital Banking
  • Earn bonus points and special offers by shopping in-store or online at your favorite retailers that participate in the CURewards Program
  • Redeem CURewards points for cash deposited into you checking or savings account or for a credit on your Visa statement

You can browse the CURewards Mall within the CURewards website and locate special deals from retailers such as Wal-Mart, AMC Theaters and thousands more.

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Already a Visa Cardholder? Visit our Visa Cardholder Resources for helpful information.

Rates & Disclosures

Expand All
  • Interest Rates and Interest Charges
    Standard APR for Purchases, Balance Transfers and Cash Advances Platinum Visa®: 9.25% - 15.25% Variable APR based on your creditworthiness. Variable APR may adjust quarterly with the market based on the Prime Rate as published in the Wall Street Journal (“Index”).

    Savings Secured Visa®: 7.50% Fixed APR.
    Penalty APR and When It Applies None

    How to Avoid Paying Interest on Purchases

    Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
    Minimum Interest Charge None
    For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
  • Fees
    Set Up and Maintenance Fee Annual Fee None
    Account Set-up Fee None
    Participation Fee None
    Additional Card Fee None
    Transaction Fees Balance Transfer None
    Cash Advance None
    Foreign Transaction 1% of foreign transactions in US Dollars
    Penalty Fees Late Payment $15
    Over-the-Credit Limit None
    Returned Payment $25

    How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

    Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

  • Visa® Credit Card Share Secured Agreement

Ready to get started?

We're Here to Help

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Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST

External Link Alert

You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.


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If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.