**APR = Annual Percentage Rate. Example rate of 1.99% APR with 36 monthly payments = $28.64 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 2.49%). Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice.
³APR=Annual Percentage Rate. Pricing effective 8/10/2021 and subject to change at any time. LTV restrictions apply, property appraisal required. Minimum income qualifications apply. Private mortgage insurance (PMI) is required for loan-to-values exceeding 80%. Example note rate of 2.250% with 360 payments = $382.25 per $100,000 borrowed. 15/15 Adjustable Rate Mortgage (ARM), amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Final approval required. Federally insured by the National Credit Union Administration. NMLS ID#409710.
⁺Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org.

⁺⁺Example rate of 5.85% with 36 monthly payments = $30.36 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 6.10%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
⁴NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open only to legal residents of the fifty (50) United States and District of Columbia who are 18 years of age or older as of 6/15/21. Void in Puerto Rico and where prohibited. Begins at 12:00:00 AM Pacific Time (“PT”) on 6/15/21 and ends at 11:59:59 PM PT on 8/15/21 (“Promotion Period”). TO ENTER: 1) Automatic Entry: An eligible Visa cardholder will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made with his/her/their Visa card during the Promotion Period at a participating merchant location in the U.S. Bonus Entry: An eligible Visa cardholder will automatically receive one (1) bonus Sweepstakes entry for each eligible Visa purchase made using his/her/their contactless Visa card or using his/her/their Visa card with a payment-enabled mobile or wearable device during the Promotion Period. Automatic entries must be made by 11:59:59 PM PT on 8/15/21. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your complete name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and valid email address, on a plain piece of 3" x 5" paper, and mail it in a business-size (#10) envelope with sufficient postage affixed, to: Olympic Games Tokyo 2020 Visa Sweepstakes, P.O. Box 7776, Melville, NY 11775-7776. Mailed entries must be postmarked between 6/15/21 and 8/15/21, and received by 8/23/21, in order to be included in the random drawing. Enter as often as you wish; however, each mailed entry will count as two (2) entries into the random drawing and must be mailed in a separate, postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZES: One (1) Gold Prize: $10,000 cash (awarded in the form of a check to winner), one (1) Team Visa Gift Box, and one (1) virtual meet & greet with one (1) Team Visa athlete to be designated by Sponsor via Zoom or other video conference service to be hosted and moderated by Sponsor, in its sole discretion. Gold Prize will also include $4,200 cash (awarded in the form of a check to winner) that can be used toward the payment of income taxes associated with the prize. ARV of Gold Prize: $16,700; One (1) Silver Prize: $5,000 cash (awarded in the form of a check to winner) and one (1) Team Visa Gift Box. Silver Prize will also include $2,500 cash (awarded in the form of a check to winner) that can be used toward the payment of income taxes associated with the prize. ARV of Silver Prize: $10,000; One (1) Bronze Prize: $1,000 cash (awarded in the form of a check to winner) and one (1) Team Visa Gift Box. Bronze Prize will also include $1,200 cash (awarded in the form of a check to winner) that can be used toward the payment of income taxes associated with the prize. ARV of Bronze Prize: $4,700. Total ARV of all prizes: $31,400. Each Team Visa Gift Box includes a Limited-Edition Print, Panasonic Headphones, one (1) $150 Visa Gift Card, one (1) Wallet, one (1) Matcha Starter Kit, one (1) Luxury Candle, and one (1) Postcard Book collectively valued at up to $2,500 (collectively, “Team Visa Gift Box”). ODDS: Estimated odds of winning a prize are 1 in 12,371,546,593; however, the actual odds of winning depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules. For complete details, see Official Rules available at www.visa.com/Tokyo2020SweepsFullRules. SPONSOR: Sponsor: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.
⁵ $50,000 loan maximum assumes excellent borrower history. Not all members will qualify.