An Update on Our Recent
Digital Banking Conversion
It has now been two and a half months since we completed our two system conversions in July. While we are excited about the opportunity to offer new products and services in the future with this new technology, we sincerely regret any inconvenience our members experienced during the transition, including longer than usual wait times to speak to a Contact Center representative.
To help you reach one of our internal, experienced Contact Center representatives, please call us between 7am—7pm PST Monday through Friday, and 9am to 3pm PST on Saturdays.
New Financial Advisor Kevin Chew Joins the Members Financial Services Program Team
The Police Credit Union is pleased to introduce a new Financial Advisor – Kevin Chew – who has joined our Members Financial Services investment program. Kevin is located at our Irving Branch office at 2550 Irving Street and can be reached to schedule an appointment at 415-682-3362.
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Founder/President of Affinity Trusts to Host Additional Estate Planning Webinar (October 7, 2021)
Back by popular demand, Natalie Spiwak will be hosting two additional estate planning webianars at 1pm and 5pm PST on October 7, 2021.
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Beware these Common Digital Wallet Scams
Learn how to avoid getting bamboozled by a fraudster using peer-to-peer payment apps. To safeguard your money and sensitive information, familiarize yourself with these common schemes, along with tips to avoid them.
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Our Platinum Visa features competitive rates, a generous rewards program, and secure online access.
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LOAN RATES
| Vehicle Loans | Rates as low as 1.99% APR** |
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| Public Safety Assistance Loan | Rates as low as 2.99% APR+ |
| Personal Loan | Rates as low as 5.85% APR++ |
| Home Loans (15/15 ARM) | Rates as low as 2.250% (2.444% APR)3 |
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Providing Financial Solutions to Take Care of Our Own
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**APR = Annual Percentage Rate. Example rate of 1.99% APR with 36 monthly payments = $28.64 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 2.49%). Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice.
3APR=Annual Percentage Rate. Pricing effective 9/15/2021 and subject to change at any time. LTV restrictions apply, property appraisal required. Minimum income qualifications apply. Private mortgage insurance (PMI) is required for loan-to-values exceeding 80%. Example note rate of 2.250% with 360 payments = $382.25 per $100,000 borrowed. 15/15 Adjustable Rate Mortgage (ARM), amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Final approval required. Federally insured by the National Credit Union Administration. NMLS ID#409710.
+Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org.
++Example rate of 5.85% with 36 monthly payments = $30.36 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 6.10%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.