From November 12 - November 21, 2021, visit any California Enterprise Car Sale location and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR discount!1 Plus, if you finance an Enterprise vehicle at the sale, you'll get a $100 gift card as our gift to you.2 All Enterprise locations throughout California are included!
Reminders: Calendar Requests, the SF PAL Toy Drive, and Our Holiday Schedule
Remember, if you would like to have a 2022 pocket calendar and/or wall calendar mailed to you, please fill out our online request form. Keep reading for more information about our holiday schedule and how you can support the SF PAL toy drive at certain branch locations.
|
|
RSVP for our Final Estate Planning Webinar of the Year (December 1, 2021)
Members are invited to our last estate planning webinar of the year on December 1, 2021. Attendees have the opportunity to participate in a live Q&A session with Natalie Spiwak, Founder/President of Affinity Trusts.
|
|
Platinum Visa® 3X Rewards
Get into the holiday spirit with more rewards! From November 15 through December 31, 2021, eligible members earn TRIPLE points on all holiday purchases made with The Police Credit Union Platinum Visa® credit card.3
|
|
LOAN RATES
| Vehicle Loans | Rates as low as 1.79% APR** |
|---|---|
| Public Safety Assistance Loan | Rates as low as 2.99% APR+ |
| Personal Loan | Rates as low as 5.85% APR++ |
| Home Loans (15/15 ARM) | Rates as low as 2.375% (2.542% APR)4 |
|
Providing Financial Solutions to Take Care of Our Own
Follow Us!
|
|
Follow us to hear about special offers, events and financial tips!
|
1APR = Annual Percentage Rate. Example rate of 0.79% APR with 36 monthly payments = $28.12 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments, 1.00% off current The Police Credit Union rate with a max loan term of 60 months, and <=75% Loan-to-Value (LTV), (fully indexed rate of 2.29%). APR is based on evaluation of credit history, so your rate may differ. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprise-carsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.
2$100 Gift card will be emailed to members who finance a vehicle with The Police Credit Union through Enterprise Car Sales on November 12-November 21, 2021 two weeks after the car sale has ended.
**APR = Annual Percentage Rate. Example rate of 1.79% APR with 36 monthly payments = $28.56 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 2.29%).+73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice.
3Triple points will be issued to cardholders on all purchases less returns, from November 15 through December 31, 2021. Limit one triple points offer per The Police Credit Union credit card account. To be eligible, credit card must have been open prior to 4/1/2021. Only Platinum Visa credit card is eligible for triple points. Cash advances, fees, and finance charges are not qualified purchases and will not be considered eligible for the triple points offer. Triple points will automatically be posted to your account at the close of the monthly billing cycle.
4APR=Annual Percentage Rate. Pricing effective 11/15/2021 and subject to change at any time. LTV restrictions apply, property appraisal required. Minimum income qualifications apply. Private mortgage insurance (PMI) is required for loan-to-values exceeding 80%. Example note rate of 2.375% with 360 payments = $388.65 per $100,000 borrowed. 15/15 Adjustable Rate Mortgage (ARM), amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Final approval required. Federally insured by the National Credit Union Administration. NMLS ID#409710.
+Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org.
++Example rate of 5.85% with 36 monthly payments = $30.36 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 6.10%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.