DECEMBER 2021


 

RATES |  OFFERS
 

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Our Irving Street Branch is Moving!

 

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Mark your calendars! Our Irving branch located at 2550 Irving St. will be moving next month to our new location, and will open on JANUARY 18, 2022. Please click the "Read More" button for important information pertaining to our move.

Calendars
NEWS

Important Change for Holiday Club Accounts

Please note that a change was made to Holiday Club Accounts (S30) earlier this year. The main change is that this account is now a regular sub-savings account, and as such, there is no automatic transfer of the balance to your Membership Savings Account.

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Annual Meeting
ANNUAL MEETING NOTICE

Save the Date for Our 2022 Virtual Annual Meeting

Our next annual meeting will be held virtually on February 26, 2022. We will share registration links with members in the coming weeks.

 
Visa 3X Rewards
REWARDS

Platinum Visa® 3X Rewards

Get into the holiday spirit with more rewards! From November 15 through December 31, 2021, eligible members earn TRIPLE points on all holiday purchases made with The Police Credit Union Platinum Visa® credit card.3

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Stocking

GIVEAWAY

 

Remember to enter our World's Largest Stocking giveaway before December 10, 2021!

Scholarships

CALENDARS

 

If you would like to receive a wall calendar or pocket calendar in the mail, please fill out our request form.

2021 Olympics

SCHOLARSHIPS

 

Apply for a scholarship from The Police Credit Union by December 31, 2021!

LOAN RATES

Vehicle Loans Rates as low as 1.79% APR**
Public Safety Assistance Loan Rates as low as 2.99% APR+
Personal Loan Rates as low as 5.85% APR++
Home Loans (15/15 ARM) Rates as low as 2.375% (2.551% APR)4
Loan rates current as of 12/8/2021. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

Providing Financial Solutions to Take Care of Our Own

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800.222.1391

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Holiday Schedule

**APR = Annual Percentage Rate. Example rate of 1.79% APR with 36 monthly payments = $28.56 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 2.29%).+73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice.
3Triple points will be issued to cardholders on all purchases less returns, from November 15 through December 31, 2021. Limit one triple points offer per The Police Credit Union credit card account. To be eligible, credit card must have been open prior to 4/1/2021. Only Platinum Visa credit card is eligible for triple points. Cash advances, fees, and finance charges are not qualified purchases and will not be considered eligible for the triple points offer. Triple points will automatically be posted to your account at the close of the monthly billing cycle.
4APR=Annual Percentage Rate. Pricing effective 11/15/2021 and subject to change at any time. LTV restrictions apply, property appraisal required. Minimum income qualifications apply. Private mortgage insurance (PMI) is required for loan-to-values exceeding 80%. Example note rate of 2.375% with 360 payments = $388.65 per $100,000 borrowed. 15/15 Adjustable Rate Mortgage (ARM), amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Final approval required. Federally insured by the National Credit Union Administration. NMLS ID#409710.
+Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org.
++Example rate of 5.85% with 36 monthly payments = $30.36 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 6.10%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.