RSVP FOR OUR 2022 ANNUAL MEETING: The Police Credit Union will hold its 68th Annual Meeting virtually on Saturday, February 26, 2022. Due to local restrictions, we are unable to meet in person, but we are excited to host our Annual Meeting online so that our members can join us from anywhere they have an Internet connection.
Our Irving Branch is Moving
Our Irving branch located at 2550 Irving St. will be moving to our new location very soon, and will open on JANUARY 18, 2022 at 11:00 a.m. Please click the "Read More" button for important information pertaining to our move.
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6 Ways to Get Smarter with Money in 2022
After nearly two years of restrictions and unexpected hardships, the concept of setting new intentions from a place of austerity and rigid discipline isn’t likely to be enticing right now. For inspiration, consider starting with one or more of these suggestions, depending on how they apply to your personal financial situation.
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Reluctant to Retire? 3 Signs You're Ready
Many people don't have much choice about when they retire. But some people have the opposite problem: They do have a choice, and yet they can't quite bring themselves to quit working. If you're struggling, here are three signs you may be ready to retire.
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We've partnered with OfficerPrivacy to bring data removal and monitoring services to our law enforcement members.
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LOAN RATES
| Vehicle Loans | Rates as low as 1.79% APR** |
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| Public Safety Assistance Loan | Rates as low as 2.99% APR+ |
| Personal Loan | Rates as low as 5.85% APR++ |
| Home Loans (15/15 ARM) | Rates as low as 2.625% (2.768% APR)4 |
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Providing Financial Solutions to Take Care of Our Own
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**APR = Annual Percentage Rate. Example rate of 1.79% APR with 36 monthly payments = $28.56 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 2.29%).+73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice.
3 1.00% off current credit union rate, with a maximum loan term of 72 months. Offer for 72 month loan term valid through 2/28/2022 and subject to change without notice. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
4APR=Annual Percentage Rate. Pricing effective 1/11/2022 and subject to change at any time. LTV restrictions apply, property appraisal required. Minimum income qualifications apply. Private mortgage insurance (PMI) is required for loan-to-values exceeding 80%. Example note rate of 2.625% with 360 payments = $401.65 per $100,000 borrowed. 15/15 Adjustable Rate Mortgage (ARM), amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Final approval required. Federally insured by the National Credit Union Administration. NMLS ID#409710.
+Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org.
++Example rate of 5.85% with 36 monthly payments = $30.36 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 6.10%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.