EDDIE YOUNG
We've got your back and we're open for business. Eddie Young, President/CEO of The Police Credit Union, shares information about what we are doing to serve members during the COVID-19 pandemic.
Deciding Whether a Payment Deferral Is Right For You
There could be confusion on the part of consumers on how your financial institution can help you if you need assistance with making your loan payment, in the event you’ve lost your job or your income has otherwise been impacted during this difficult time. Here is a checklist of considerations to help you determine if a deferral is right for you and your family.
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Cure Scams: New COVID-19 Fraud to Watch Out For
The FBI is warning of a surge in COVID-19 cure scams in which criminals peddle an alleged vaccine or treatment for coronavirus. Scammers are also claiming they can disinfect a home and all surfaces against the lingering virus after a family member was infected.
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What to Know About the COVID-19 Stimulus Plan
Here's what you need to know about the CARES Act and stimulus checks.
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MOBILE BANKING
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Download our mobile app to deposit checks from home and bank online.
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LOAN RATES
| Vehicle Loans | Rates as low as 2.89% APR *** |
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| Public Safety Assistance Loan | Rates as low as 2.99% APR+ |
| Personal Loan | Rates as low as 9.24% APR++ |
Providing Financial Solutions to Take Care of Our Own
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***APR = Annual Percentage Rate. Example rate of 2.89% APR with 36 monthly payments = $29.03 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments (fully indexed rate of 3.14%). Internal refinance will be subject to a 1.00% add on to your qualifying interest rate. Out-of-state vehicles are acceptable on dealer transactions only. Rates, fees and terms are subject to change at anytime, you may contact us for current information at 800.222.1391.
+*Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. **Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org.
++Example rate of 9.24% with 36 monthly payments = $31.91 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 9.49%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.