HOLIDAY SHOPPING TIPS FOR 2020
For those preparing to tackle holiday shopping, here are some tips specific to the unusual nature of 2020.
LOAN RATES
Providing Financial Solutions to Take Care of Our Own
*APR = Annual Percentage Rate. Example rate of 1.39% APR with 36 monthly payments = $28.38 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments, a 1.00% off current The Police Credit Union rate with a max loan term of 60 months, and .25% discount for members who purchase a vehicle at an Enterprise Car Sales location on November 13-November 22, 2020 (fully indexed rate of 2.89%). APR is based on evaluation of credit history, so your rate may differ. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.
2APR=Annual Percentage Rate. Prescreen offer is available for properties located in California only. Pricing effective 12/7/2020 and subject to change at any time. LTV restrictions apply, property appraisal required. Minimum income qualifications apply. Private mortgage insurance (PMI) is required for loan-to-values exceeding 80%. Refinance example note rate of 2.375% with 360 payments = $388.65 per $100,000 borrowed. Members must meet CU guidelines for approval. Final approval required. Equal Housing Lender. NMLS ID#409710. ***APR = Annual Percentage Rate. Example rate of 2.14% APR with 36 monthly payments = $28.71 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 2.64%).+73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. +Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org. ++Example rate of 9.24% with 36 monthly payments = $31.91 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 9.49%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391. |