HOW TO SAFELY BUY AND SELL HOMES
DURING COVID-19
As Northern California reopens for business during COVID-19, The Police Credit Union wants you to have the latest insight on buying and selling a home in this "new normal". Our partners at HomeAdvantage® will be hosting a quick 45-minute live webinar featuring a panel of Northern California's top HomeAdvantage-certified real estate agents on July 14, 2020.
MOBILE PAYMENTS
Contactless, Quick, and Secure: Enroll in Mobile Payments Your Visa® card from The Police Credit Union is compatible with Apple Pay™, Google Pay, and Samsung Pay! Load a digital version of your credit card on your compatible device for a quicker checkout process and greater security when you shop online or in stores.
ONLINE BANKING GUIDES
Step-by-Step Online Banking Guides Did you know you can send us secure messages online? Or deposit checks from home? As a member of The Police Credit Union, you have the ability to complete a variety of banking transactions from your computer or phone--and we have guides to get you started.
LOAN RATES
Providing Financial Solutions to Take Care of Our Own 1 Kelley Blue Book Trade-In Values used by Enterprise are obtained from ©2020 Kelley Blue Book Co.’s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating & mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle’s base value. If a Kelley Blue Book Trade-In value is not available for customer’s vehicle Enterprise will provide a fair & competitive value for customer's vehicle. Additional trade-in value of $1,000 is available only on passenger vehicles & light duty trucks, with a Kelley Blue Book Trade-In Value & when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration & all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. See a Sales Consultant for details. Offer void where prohibited including AK, HI, KY, LA, MD, NE, NM, OK, OR, SC, TX, VA & Washington, D.C. Offer valid on/from 07/03/20-07/12/20. No cash advances. Offer cannot be combined. Not valid on previous purchases. 2 Discount available through 8/31/20. 3 *Promotion is subject to change or end at any time. Referral Bonus: Within 30 business days of new member account opening, $50 will be credited into referring member’s savings account. Bonuses may be tax‐reportable. *The Police Credit Union will refund ATM surcharges up to $3 per out-of-network ATM transaction. You must have an The Police Credit Union Checking Account in good standing and a Direct Deposit posted to your Checking Account monthly. **Private mortgage insurance (PMI) is required for LTVs greater than 80%. Members must meet CU guidelines for approval. Final approval required. ***APR = Annual Percentage Rate. Example rate of 2.89% APR with 36 monthly payments = $29.04 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments (fully indexed rate of 3.14%). Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, fees and terms are subject to change at anytime, you may contact us for current information at 800.222.1391. +*Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rate, terms and conditions are subject to change without notice. **Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply, for full details www.thepolicecu.org. ++Example rate of 9.24% with 36 monthly payments = $31.91 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 9.49%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391. |