NOVEMBER 2019


RATES |  OFFERS

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NO HOLIDAY SAVINGS YET?
HERE'S HOW TO BUILD
YOUR FUNDS FAST


 

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Starting a couple of months before peak holiday season might be cutting it a little close for grand savings schemes this year, but you do have options. Here’s how you can plan your spending this year — and start saving for next year’s holidays.

Offer on Home Loan
REAL ESTATE

Get $500 Off Closing Costs on Your Home Loan!1

Don't miss an opportunity to save on your home loan! This limited time offer is good through November 30, 2019.

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Auto Loan Rate Discount
CAR SALE

3 Days Only (November 22-24): Get an Auto Loan Rate Discount at our Car Sale!

From November 22-24, 2019, stop by one of four Enterprise Car Sale locations and when you finance your new ride with The Police Credit Union, you'll receive a 1.25% APR discount!2

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Santa Visit
EVENT

Visit Santa at Our San Bruno Branch (December 13, 2019)

Santa Claus arrives at our San Bruno Administrative Building on Friday, 12/13. Stop by for a photo and enter our Giant Stocking Giveaway!

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Scholarships

SCHOLARSHIP

Now accepting applications for our 2020 Scholarship Awards!

Calendars

CALENDARS

2020 wall and pocket calendars will be available in December 2019.

GreenPath

GREENPATH

The Police Credit Union has partnered with GreenPath for your financial education.

LOAN RATES

Vehicle Loans Rates as low as 2.89% APR*
Public Safety Assistance Loan Rates as low as 2.99% APR**
Personal Loan Rates as low as 9.24% APR+
Loan rates current as of 11/8/2019. Visit our website for our most current rates.

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Holiday Schedule

*APR = Annual Percentage Rate. Example rate of 2.89% APR with 36 monthly payments = $29.03 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments (fully indexed rate of 3.14%). Internal refinance will be subject to a 1.00% add on to your qualifying interest rate. Out-of-state vehicles are acceptable on dealer transactions only. Rates, fees and terms are subject to change at anytime. **APR = Annual Percentage Rate. Example rate of 2.99% Annual Percentage Rate (APR) with 24 monthly payments = $42.98 per $1,000 borrowed. Rates, terms and conditions are subject to change without notice. Loan funds must be used to purchase first responder equipment, uniforms, supplies, K-9 accessories. Approved education course and certification programs up to one year are eligible. Additional terms and conditions apply. +Example rate of 9.24% with 36 monthly payments = $31.91 per $1,000 borrowed, assumes discount for enrollment in automatic payments (fully indexed rate of 9.49%). Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. 1The $500 off the closing cost of your first mortgage will be disclosed upon submission of your complete application for outside refinances and purchase transactions between now through 11/30/19. Equal Housing Opportunity Lender. NMLS ID# 409710 Federally Insured by the National Credit Union Administration. 2APR = Annual Percentage Rate. Example rate of 1.64% APR with 36 monthly payments = $28.49 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments, a 1.00% off current Credit Union rate with a max loan term of 60 months, and .25% discount for The Police CU members who purchase a vehicle at Enterprise Car Sales location on November 22-24, 2019 (fully indexed rate of 3.14%). APR is based on evaluation of credit history, so your rate may differ. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org.

 

Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions.

Federally insured by the National Credit Union Administration | Equal Housing Opportunity