RSVP for Our 71st Annual Meeting
(February 22, 2025)
The Police Credit Union will hold its 71st Annual Meeting virtually on Saturday, February 22, 2025, at 10:00 a.m. PST. To attend our online Annual Meeting and enter our prize giveaways, please visit our website to RSVP.
Top Five Financial Planning Moves to Make for 2025
Consider integrating one or more of these measures that are easy to implement but can have a major impact on your financial well-being.
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Important Tips for Protecting Your Finances and Personal Information
To fend off fraud, knowledge is your best ally. Visit the Security Center on our website for information about digital banking scams to look out for, how to avoid identify theft, and more.
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Financial Counseling and Debt Management for Members
We partnered with GreenPath Financial Wellness to provide members access to counselors who offer guidance on budgeting, planning, and specialized services. Counselors listen attentively, assess situations, recommend options, and refer to relevant resources. Speak with a counselor today.
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LOAN RATES
| Vehicle Loans | Rates as low as 5.89% APR1 |
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| Personal Loan | Rates as low as 9.34% APR2 |
| Home Loans (15/15 ARM) | Rates as low as 6.875% APR3 |
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Providing Financial Solutions to Take Care of Our Own
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1Important Notes: APR = Annual Percentage Rate. Example rate of 5.89% APR with 36 monthly payments = $30.37 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.875% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.875% with 360 monthly payments = $656.93 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 1/9/2025 and subject to change at any time. Rate may increase after consummation.