Get a 1.00% APR Loan Rate Discount1 at Our Car Sale! (November 24-30, 2023)
From November 24-30, 2023 visit any California Enterprise Car Sale location and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR discount for terms up to 72 months!1 Plus, if you finance an Enterprise vehicle at the sale, you'll get a $50 cash bonus2 from The Police Credit Union to help you fill up your tank!
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The Procrastinator's Guide to Holiday Savings
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress. Here are a few savings strategies to help you save this season.
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Important Notice: Automated Phone Banking Will No Longer be Available as of December 1, 2023
As we continue to experience the accelerated use of digital channels in financial services, please be aware that as of December 1, 2023, our automated phone banking system will no longer be available. While we understand this represents a change for you, we are confident we can continue to offer you the service you need for all your banking needs.
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On November 16, 2023 we will celebrate 70 years of service to our members – marking decades of continued strength and growth as an organization.
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Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device.
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LOAN RATES
| Vehicle Loans | Rates as low as 6.34% APR** |
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| Personal Loan | Rates as low as 9.09% APR++ |
| Home Loans (15/15 ARM) | Rates as low as 7.125% (7.242% APR)3 |
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Providing Financial Solutions to Take Care of Our Own
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1APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.59 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments and loan to value <=75% (fully indexed rate of 6.59%). +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes .25% discount for enrollment in automatic payments, 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased November 24- 30, 2023 from Enterprise Car Sales and financed with The Police Credit Union. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.
2$50 bonus will be deposited to members account who finance a vehicle with The Police Credit Union through Enterprise Car Sales on November 24-30, 2023, 3 to 4 weeks after the car sale has ended.
*APY (Annual Percentage Yield) effective as of 10/23/2023 for a special 9-month regular Certificate. Membership required. Not available for corporate accounts. This promotional rate offer is available for 9 months. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 12-month Certificate. Terms and conditions are subject to change without notice.
**Important Notes: APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.59 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments loan to value <=75% (fully indexed rate of 6.59%). +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.
++Assumes discount for enrollment in automatic payments. Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. 15/15 Adjustable Rate Mortgage (ARM) of 7.242% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 7.125% with 360 monthly payments = $673.73 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 11/14/2023 and subject to change at any time.