AUGUST 2025


 

Your Credit Union's Monthly Email Newsletter

Introducing the Next Generation
of Digital Banking



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Get ready for a new Digital Banking experience on August 26, 2025! Access all the features you need with ease—no more buried navigation items. And customize your homepage to make it uniquely yours.

Enterprise Car Sale
EVENTS

Join Us for Our Used Auto Sale (July 18 - August 16, 2025)

Visit any California Enterprise Car Sales location from July 18 - August 16, 2025, and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR loan rate discount* for terms up to 72 months!

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Tapping Your Home's Equity Webinar
WEBINAR

RSVP: Tapping Your Home's Equity Webinar (August 28, 2025)

Register to join our no-cost educational webinar where our experts will walk you through how you can use the equity in your home to achieve your financial goals.

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Understanding Escrow and Why It’s Important
BLOG

Understanding Escrow and Why It’s Important

At The Police Credit Union, we want you to understand every step of the home buying process. Learn more about escrow so you can increase your financial savviness.

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Personal Loan

PERSONAL

LOAN 

 

Need extra money for back-to-school expenses? Borrow up to $50,000 for any purpose and enjoy competitive rates with flexible terms.

FICO® Score Credit Education

FICO® SCORE

CREDIT EDUCATION

 

Your go-to resources for all things related to understanding and improving your FICO® Score.

Guide to Digital Wallets

DIGITAL
WALLET

 

Add your The Police Credit Union Visa credit and debit cards to your digital wallet and experience the ease of making payments with just a tap.

LOAN RATES

New Vehicle Loans Rates as low as 5.49% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.125% APR3
Loan rates current as of 8/7/2025. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

Providing Financial Solutions to Take Care of Our Own

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800.222.1391

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*APR = Annual Percentage Rate. Example used auto rate of 5.49% APR with 36 monthly payments = $30.19 per $1,000 borrowed, and loan to value <=75%.+73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased July 18 - August 16, 2025 from Enterprise Car Sales and financed with The Police Credit Union. Offer cannot be combined. Not valid on previous purchases. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicle is defined as 2016 thru 2024. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee. Photo for illustration only.

 

1APR=Annual Percentage Rate. Example new auto rate of 5.49% APR with 36 monthly payments = $30.19 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2025 with no mileage requirement or 2024 with 7,500 miles or less.

 

2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

 

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.125% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.125% with 360 monthly payments = $607.62 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 8/7/2025 and subject to change at any time. Rate may increase after consummation.