End-of-Year Tax Planning:
Seven Need-to-Know Tips
With important deadlines slated for the end of the year, now is an opportune time to ensure you have these seven essential tax-planning considerations on your radar.
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Driveway Construction at San Bruno Branch
With Google’s ongoing construction, a barrier is now blocking part of the driveway. However, please note that the lot is still accessible to members. We apologize for any inconvenience you may experience and appreciate your understanding.
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WEALTH MANAGEMENT
The Police Wealth Management Services* program is offered through LPL Financial (LPL), a registered investment and broker-dealer (member FINRA/SIPC). For more information about LPL Financial (LPL), please visit lpl.com.
Chris Breault and Kevin Chew, your The Police Wealth Management Services representatives are knowledgeable in:
*Chris Breault and Kevin Chew are financial advisors with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. The Police Credit Union and The Police Wealth Management Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using The Police Wealth Management Services, and may also be employees of The Police Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, The Police Credit Union or The Police Wealth Management Services. Securities and insurance offered through LPL or its affiliates are:
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. |
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PLATINUM VISA CREDIT CARD
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Our Platinum Visa offers competitive rates and zero cash advance fees. Plus, earn one CURewards point for every dollar spent.
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LOAN RATES
| Vehicle Loans | Rates as low as 6.14% APR1 |
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| Personal Loan | Rates as low as 9.34% APR2 |
| Home Loans (15/15 ARM) | Rates as low as 6.750% APR3 |
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Providing Financial Solutions to Take Care of Our Own
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**APY (Annual Percentage Yield) effective as of 10/29/2024 for a special 18-month regular Certificate. Membership required. Not available for corporate accounts. This promotional rate offer is available for 18 months. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 24-month Certificate. Terms and conditions are subject to change without notice.
1Important Notes: APR = Annual Percentage Rate. Example rate of 6.14% APR with 36 monthly payments = $30.49 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.750% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.750% with 360 monthly payments = $648.61 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 11/13/2024 and subject to change at any time. Rate may increase after consummation.