The Importance of Financial Literacy for Gen Z:
Empowering the Next Generation
Financial literacy is power, especially for Gen Z. Discover how to manage debt, plan for your future, and build lifelong confidence with smart money habits.
Apply for our 2026 Academic Scholarship
We're awarding five $2,500 academic scholarships to support our members with a passion for learning and a desire to make a difference in their communities.
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Tips for Protecting Your Finances and Personal Information
Protect yourself from digital banking scams:
- Be cautious with unexpected calls. If you receive a call that seems suspicious, do not share any personal, account, or security information. Hang up immediately.
- Verify the call. Contact us directly at 800.222.1391 to confirm any requests.
- If you’ve shared information with a scammer, act fast. Call us immediately at 800.222.1391 for assistance.
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Online Privacy Protection from Incogni
Take control of your online privacy. Enroll in the Family Unlimited Plan for just $185 per year (a 66% savings) and get unlimited data removals for you and the people you care about.
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LOAN RATES
| New Vehicle Loans | Rates as low as 5.24% APR1 |
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| Personal Loan | Rates as low as 9.34% APR2 |
| Home Loans (15/15 ARM) | Rates as low as 6.000% APR3 |
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Providing Financial Solutions to Take Care of Our Own
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1APR=Annual Percentage Rate. Example new auto rate of 5.24% APR with 36 monthly payments = $30.08 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2025 with no mileage requirement or 2024 with 7,500 miles or less.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.000% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.000% with 360 monthly payments = $599.56 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 11/10/2025 and subject to change at any time. Rate may increase after consummation.