JANUARY 2026


 

Your Credit Union's Monthly Email Newsletter

Notification of 72nd Annual Meeting
(February 21, 2026) and Election Notice



LEARN MORE

The Police Credit Union will hold its 72nd Annual Meeting virtually on Saturday, February 21, 2026, at 10:00 a.m. PST. To attend our online Annual Meeting and enter our prize giveaways, please visit our website to RSVP.

TurboTax
MEMBER BENEFIT

TurboTax Discount

As a valued member, enjoy exclusive savings on TurboTax this tax season. Log in to Digital Banking to learn more about this special discount.

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Auto Buying Service
AUTO BUYING SERVICE

Your Personal Car Buying Concierge

Skip the stress of car shopping. Our Auto Buying Service helps you find the perfect vehicle, negotiate the best deal, and even arrange delivery, all at no cost to you.

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Blog
BLOG

How to Refinance Your Mortgage with a Credit Union

Whether you are planning for long-term savings or looking to free up monthly cash flow, understanding the refinancing process can help you make a confident financial decision.

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Financial Wellness Center

FINANCIAL
WELLNESS CENTER

 

We’re here to help you make confident financial decisions and achieve your goals with personalized services, expert guidance, and easy-to-use educational resources.

Personal Loan

PERSONAL
LOAN

 

Cover taxes, consolidate high-interest debt, or handle unexpected expenses. Borrow up to $50,000 with competitive rates and flexible terms.

Incogni Privacy Protection

INCOGNI PRIVACY
PROTECTION

 

Enroll today in their Family Unlimited Plan for just $185 per year (a 66% savings off the regular price) and receive unlimited data removals for the people you care about.

LOAN RATES

New Vehicle Loans Rates as low as 5.14% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.000% APR3
Loan rates current as of 1/6/2026. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

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800.222.1391

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Our Locations

1Important Notes: APR = Annual Percentage Rate. Example new auto rate of 5.14% APR with 36 monthly payments = $30.03 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2026 or 2025 with 7,500 miles or less.

 

2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

 

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.000% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.000% with 360 monthly payments = $599.55 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 1/6/2026 and subject to change at any time. Rate may increase after consummation.