Tips for Preventing
Holiday Cybercrime and Fraud
Stay alert this holiday season: awareness is a key defense against scammers. Follow these tips from the U.S. Department of Treasury's Office of Cybersecurity and Critical Infrastructure Protection to keep yourself safe from common holiday scams.
The Police Credit Union is Seeking Associate Board Member Applicants
To ensure that our Board can operate effectively in the future, an Associate Board Member program has been created to recruit and develop potential Board and Supervisory Committee members for future service to the credit union.
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How to Maximize Your Credit Card Rewards this Holiday Season
In a time of year when expenditures can easily go unchecked, an astute use of your credit card rewards program can bolster your spending power and enable you to enjoy the comforts and joys of the season with fewer hits to your wallet.
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Enter Our 2023 Giant Stocking Giveaway!
We're giving away an eight-foot stocking full of toys and treats at each of our branches this holiday season! Enter online or in one of our branches for your chance to be one of our lucky winners.
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We're accepting applications now through January 15, 2024! We'll be awarding five $2,500 academic scholarships to support our members with a passion for learning and a desire to make a difference in their communities.
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Unlock your financial freedom: Our Platinum Visa® offers competitive rates and zero cash advance fees.
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LOAN RATES
| Vehicle Loans | Rates as low as 6.34% APR** |
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| Personal Loan | Rates as low as 9.09% APR++ |
| Home Loans (15/15 ARM) | Rates as low as 6.750% (6.852% APR)3 |
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Providing Financial Solutions to Take Care of Our Own
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Follow us to hear about special offers, events and financial tips!
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*APY (Annual Percentage Yield) effective as of 10/23/2023 for a special 9-month regular Certificate. Membership required. Not available for corporate accounts. This promotional rate offer is available for 9 months. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 12-month Certificate. Terms and conditions are subject to change without notice.
**Important Notes: APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.59 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments loan to value <=75% (fully indexed rate of 6.59%). +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.
++Assumes discount for enrollment in automatic payments. Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an The Police Credit Union deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. 15/15 Adjustable Rate Mortgage (ARM) of 6.852% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.750% with 360 monthly payments = $648.60 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 12/12/2023 and subject to change at any time.