SEPTEMBER 2025


 

Your Credit Union's Monthly Email Newsletter

Weighing the Costs of Owning Electric
Versus Gas Vehicles in California



LEARN MORE

Learn how to compare the cost of owning an electric vehicle versus a gas-powered vehicle, so you can make an informed decision when you buy your next set of wheels.

Road to Retirement Webinar
WEBINAR

RSVP: Road to Retirement Webinar (September 23, 2025)

Register to join our no-cost educational webinar. Our experts will explain how to create a reliable retirement income plan, so you can enjoy the peace of mind you’ve earned.

READ MORE
 
MoneyTrac
DIGITAL BANKING TOOL

MoneyTrac: All Your Finances in One View

View all your accounts in one place with MoneyTrac. A secure tool available through Digital Banking that helps you stay on top of your spending, budgeting and financial goals.

READ MORE
 
9 Questions to Ask Your Mortgage Lender
BLOG

9 Questions to Ask Your Mortgage Lender

Thinking about buying or refinancing a home in California? Don’t miss these essesntial questions to ask your mortgage lender before you begin.

READ MORE
 
Auto Loan

AUTO

LOANS 

 

Whether you're looking to purchase your next new or used vehicle, or lower your existing payments, we are here to help!

ZELLE®

SEND AND RECEIVE MONEY WITH ZELLE®

 

A fast, safe and easy way to send and receive money between friends and family. Log in to Digital Banking to get started.

Platinum Visa Credit Card

PLATINUM VISA
CREDIT CARD

 

With our Platinum Visa you'll enjoy competitive rates as low as 9.25 APR* and zero cash advance fees.

LOAN RATES

New Vehicle Loans Rates as low as 5.49% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.000% APR3
Loan rates current as of 9/10/2025. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

Providing Financial Solutions to Take Care of Our Own

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800.222.1391

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Our Locations

*Annual Percentage Rate. The actual percentage rate is based on your credit profile, and not all borrowers will qualify for the lowest rate. All loans are subject to credit approval. Posted rates may include promotional discounts and other terms and conditions.

 

1APR=Annual Percentage Rate. Example new auto rate of 5.49% APR with 36 monthly payments = $30.19 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2025 with no mileage requirement or 2024 with 7,500 miles or less.

 

2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

 

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.000% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.000% with 360 monthly payments = $599.56 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 9/10/2025 and subject to change at any time. Rate may increase after consummation.