DECEMBER 2024


 

Your Credit Union's Monthly Email Newsletter

Wishing You a Happy Holiday Season
and a Prosperous 2025!



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With the holiday season upon us, we hope that you and your loved ones will have a wonderful and safe celebration.

Digital Banking Updates
DIGITAL BANKING

Updates to Digital Banking

We made some updates to improve your Digital Banking experience, focusing on cleaner navigation and easier access to essential features.

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link to tips for travel on a budget
HOLIDAY TRAVEL

Holiday Travel on a Budget: Tips for Finding the Best Deals in 2024

We compiled a cheat sheet on strategies for getting more for your money when it comes to affordable vacations over the 2024 holidays.

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How to Take Control of Awkward Money Conversations
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How to Take Control of Awkward Money Conversations

Money can be hard to talk about, especially when it involves family. Here’s how to handle a few awkward money conversation scenarios.

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9-Month Certificate

SCHOLARSHIPS

 

We're awarding five $2,500 academic scholarships and we're accepting applications now through December 31, 2024.

The Police Credit Union Auto Loans

AUTO LOANS

 

Whether you're in the market for a new or used vehicle, or looking to reduce your current payments, we are here to help.

MoneyTrac

MONEYTRAC

 

Visualize and interact with your money with our secure money management tool.

LOAN RATES

Vehicle Loans Rates as low as 6.14% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.375% APR3
Loan rates current as of 12/9/2024. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

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1Important Notes: APR = Annual Percentage Rate. Example rate of 6.14% APR with 36 monthly payments = $30.49 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.

 

2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

 

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.375% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.375% with 360 monthly payments = $623.88 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 12/9/2024 and subject to change at any time. Rate may increase after consummation.