JUNE 2024


 

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Top Ways to Save for Your Retirement
in Your Twenties and Thirties



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Strategies that can help you optimize opportunities to create a foundation
for greater wealth and a more secure financial future.

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EVENTS

Join Us for Our Next Used Auto Sale (June 21 - July 20, 2024)

From June 21 - July 20, 2024, visit any California Enterprise Car Sales location and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR discount* for terms up to 72 months!

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COMING SOON

Starting July 1, 2024: Earn a Highly Competitive Rate AND Get a Cruise!

Mark your calendars: members will soon be able to receive a 5 day/4 night Cruise Certificate for two** by opening a Special 9-Month Certificate. Promotion begins July 1, 2024.

 
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WEBINARS

RSVP: The Police Wealth Management Services Webinars

Regardless of how close or far away retirement is, chances are you have questions and could use someone at your side to help lead the way.

Join us for two no-cost educational webinars on July 18, 2024 and July 23, 2024 for some guidance on this important topic.

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SPORT AND RECREATIONAL

VEHICLE LOAN

 

When you’re ready to escape on vacation or enjoy a few hours of fun, The Police Credit Union offers the loans you need for boats and recreational vehicles of various types.

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FEE-FREE CHECKING

AND ATM REBATES

 

Enjoy the convenience you want but without the fees you might expect. We believe fees shouldn't get between you and your money.

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DIGITAL AND

MOBILE BANKING

 

All your banking needs in one place. Discover the convenience of managing your accounts with our digital banking tools.

LOAN RATES

Vehicle Loans Rates as low as 6.34% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.875% APR3
Loan rates current as of 6/5/2024. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

Providing Financial Solutions to Take Care of Our Own

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Contact Us

 
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800.222.1391

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Our Locations

*APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.58 per $1,000 borrowed, and loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased June 21 - July 20, 2024 from Enterprise Car Sales and financed with The Police Credit Union. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee

**Limited time promotion. Cruise voucher promotion begins July 1, 2024 while supplies last. One (1) cruise voucher will be issued per qualified 9-month certificate opened, up to a maximum of three (3) cruise vouchers per member while supplies last. Promotion can be discontinued or revised at any time at the discretion of The Police Credit Union. Cruise certificate promotion requires new money and a minimum opening deposit of $25,000 to obtain the cruise certificate. New money is defined as funds that have not been on deposit with The Police Credit Union for greater than 30 days. Cruise certificates will be emailed 5-7 days after certificate account is opened and funded with qualifying amount. Cruise ship amenities will vary based upon selected cruise line, cruise ship and cruise itinerary. Cruise certificate recipient is responsible for port charges, taxes and fees. See cruise certificate for full details.
1Important Notes: APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.58 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.875% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.875% with 360 monthly payments = $656.94 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 6/5/2024 and subject to change at any time. Rate may increase after consummation.