OCTOBER 2025


 

Your Credit Union's Monthly Email Newsletter

Apply for Our
2026 Academic Scholarship



LEARN MORE

We're awarding five $2,500 academic scholarships to support our members with a passion for learning and a desire to make a difference in their communities.

Security Center
SECURITY CENTER

Beware of Spoofing Scams: Fraudulent Phone Calls Using Numbers You Recognize

Scammers are using fake Caller ID information to make it appear as though someone you know or trust is calling. This tactic, known as “spoofing,” is designed to trick you into sharing personal or financial details. Stay alert and avoid sharing sensitive information over the phone unless you are certain of the caller’s identity.

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Car Sale
EVENT

Join Us for Our Used Auto Sale (October 1 - October 31, 2025)

Visit any California Enterprise Car Sales location from October 1 - October 31, 2025, and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR loan rate discount* for terms up to 72 months!

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Webinars
WEBINARS

Upcoming Webinars: Estate Planning & Retirement

Join us for two no-cost educational webinars designed to help you plan with confidence:

  • Living Trusts & Estate Planning – October 16, 2025
  • The Road to Retirement – October 22, 2025

Our experts will cover key strategies for building a reliable retirement income and understanding estate planning essentials.

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Government Shutdown Loan

GOVERNMENT SHUTDOWN

LOANS 

 

To help ease the financial burden on federal employees affected by the government shutdown, we are offering a Government Shutdown Loan to help cover essential expenses.

E-statements

ENROLL IN
E-STATEMENTS

 

Save time and eliminate paper waste when your statements are delivered electronically with E-statements.

Link to Card Management

CARD
MANAGEMENT

 

Simplify how you manage your Debit and Credit Cards through Digital Banking and our mobile app.

LOAN RATES

New Vehicle Loans Rates as low as 5.49% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.000% APR3
Loan rates current as of 10/8/2025. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

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800.222.1391

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*APR = Annual Percentage Rate. Example used auto rate of 5.49% APR with 36 monthly payments = $30.19 per $1,000 borrowed, and loan to value <=75%.+73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased October 1 - October 31, 2025, from Enterprise Car Sales and financed with The Police Credit Union. Offer cannot be combined. Not valid on previous purchases. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicle is defined as 2016 thru 2024. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.

 

1APR=Annual Percentage Rate. Example new auto rate of 5.49% APR with 36 monthly payments = $30.19 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2025 with no mileage requirement or 2024 with 7,500 miles or less.

 

2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

 

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.000% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.000% with 360 monthly payments = $599.56 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 10/8/2025 and subject to change at any time. Rate may increase after consummation.