MAY 2025


 

APB Newsletter



How a HELOC Can Help You
Unlock Your Home's Equity



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Discover how a Home Equity Line of Credit (HELOC) from The Police Credit Union can help you unlock your home’s equity for renovations, debt consolidation, college costs, and more.

Car Buying in Spring 2025
BLOG

Car Buying in Spring 2025: What to Expect and Strategies to Get You the Best Deal   

Navigate the 2025 car market with confidence. Discover insights on rising tariffs, inventory trends, and expert strategies to secure the best deals on new and used vehicles this spring.​

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Checking Account
CHECKING ACCOUNT

Easy and Convenient Checking Account  

We make managing your money easier with our hassle-free checking account. Designed to fit your lifestyle, with ATM fee rebates, early direct deposit, and convenient banking through our mobile app.

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Auto Buying Service
AUTO BUYING SERVICE

Simplify the Search for Your Perfect Car with Our Auto Buying Service 

Your no-cost car concierge for effortless car buying in California. We'll take care of locating your vehicle, negotiating deals, and delivering your new ride.

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Zelle

SEND AND RECEIVE
MONEY WITH ZELLE®

 

A fast, safe and easy way to send and receive money between friends and family. Log in to Digital Banking to get started.

Special Discounts

SPECIAL 

DISCOUNTS

 

As a valued member, you get exclusive discounts on theme parks, museums, and more!

Virtual Branch

PLATINUM VISA 

CREDIT CARD

 

Our Platinum Visa offers competitive rates as low as 9.25% APR* and zero cash advance fees.

LOAN RATES

New Vehicle Loans Rates as low as 5.74% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.375% APR3
Loan rates current as of 5/9/2025. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

Providing Financial Solutions to Take Care of Our Own

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800.222.1391

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Our Locations

*Annual Percentage Rate. The actual percentage rate is based on your credit profile, and not all borrowers will qualify for the lowest rate. All loans are subject to credit approval. Posted rates may include promotional discounts and other terms and conditions.

1Important Notes: APR = Annual Percentage Rate. Example rate of 5.74% APR with 36 monthly payments = $30.58 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.375% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.375% with 360 monthly payments = $623.88 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 5/9/2025 and subject to change at any time. Rate may increase after consummation.