Wishing You a Happy Holiday Season
and a Prosperous 2026!
With the holiday season upon us, we hope you and your loved ones enjoy a wonderful and safe celebration.
Keep Your Holidays Secure by Learning How to Spot and Stop Fraud
Protect your finances and personal information this holiday season with simple but effective security habits. From recognizing common scams to strengthening your online safety practices, our Security Center can help you stay one step ahead of fraud, so you can focus on celebrating with peace of mind.
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Apply for our 2026 Academic Scholarship by December 31, 2025
We're awarding five $2,500 academic scholarships to support our members with a passion for learning and a desire to make a difference in their communities.
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Stay Ahead of Seasonal Home Costs
Stay ahead of seasonal homeownership costs by planning for predictable expenses, improving energy efficiency, and building financial buffers to avoid budget surprises year-round.
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FICO® SCORE CREDIT EDUCATION
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LOAN RATES
| New Vehicle Loans | Rates as low as 5.14% APR1 |
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| Personal Loan | Rates as low as 9.34% APR2 |
| Home Loans (15/15 ARM) | Rates as low as 6.125% APR3 |
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Providing Financial Solutions to Take Care of Our Own
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1Important Notes: APR = Annual Percentage Rate. Example new auto rate of 5.14% APR with 36 monthly payments = $30.03 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2026 or 2025 with 7,500 miles or less.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.125% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.125% with 360 monthly payments = $607.62 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 12/10/2025 and subject to change at any time. Rate may increase after consummation.