Introducing Our New
Home Improvement Loan
Make the improvements you want with our new Home Improvement Loan, whether that means new floors, kitchen or bathroom updates, or projects you have been meaning to tackle. Enjoy predictable payments, competitive rates, and flexible terms designed to fit your budget.
Join Us for Our Used Auto Sale (February 1 - February 28, 2026)
Visit any California Enterprise Car Sales location from February 1 - February 28, 2026, and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR loan rate discount* for terms up to 72 months!
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Reminder: RSVP for Our 72nd Annual Meeting (February 21, 2026)
The Police Credit Union will hold its 72nd Annual Meeting virtually on Saturday, February 21, 2026, at 10:00 a.m. PST. Registration will close at 5:00 p.m. PST on February 18, 2026.
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How to Use TPCU’s Virtual Branch to Manage Finances Anywhere
Learn how TPCU’s Virtual Branch gives members real, personalized support from anywhere, making it easier to manage accounts, apply for loans, and get expert help without visiting a branch.
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LOAN RATES
| New Vehicle Loans | Rates as low as 5.14% APR1 |
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| Personal Loan | Rates as low as 9.34% APR2 |
| Home Loans (15/15 ARM) | Rates as low as 5.875% APR3 |
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Providing Financial Solutions to Take Care of Our Own
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*1.00% off current credit union rate, with a maximum loan term of 60 months. Offer valid now to 12/31/2026 and is subject to change without notice. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
1Important Notes: APR = Annual Percentage Rate. Example new auto rate of 5.14% APR with 36 monthly payments = $30.03 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2026 or 2025 with 7,500 miles or less.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 5.875% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 5.875% with 360 monthly payments = $591.54 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 2/6/2026 and subject to change at any time. Rate may increase after consummation.