How to Avoid
Email and Text Scams
Learn to identify common signs of phishing and smishing attacks—such as suspicious links, grammatical errors, and unexpected requests for sensitive information—and take proactive steps to protect yourself.
Get a 5 day/4 night Cruise Certificate for two when you finance an auto loan!
Finance an auto loan with The Police Credit Union and receive a 5 day/4 night Cruise Certificate for two to Mexico, the Bahamas or the Western Caribbean, while supplies last!
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For Teens, Traditional Summer Job May Work Better Than Side Gigs
While side hustles and social media may appeal to teens seeking summer income, traditional jobs offer steady pay and essential skills — like teamwork, communication, and time management — that can build a strong foundation for future entrepreneurial success.
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Financial Wellness Center
We're dedicated to helping our members make confident, informed financial decisions and achieve their financial goals. Explore our Financial Wellness Center for personalized services and educational tools designed to support your financial journey.
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LOAN RATES
| New Vehicle Loans | Rates as low as 5.59% APR1 |
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| Personal Loan | Rates as low as 9.34% APR2 |
| Home Loans (15/15 ARM) | Rates as low as 6.250% APR3 |
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Providing Financial Solutions to Take Care of Our Own
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*Annual Percentage Rate. The actual percentage rate is based on your credit profile, and not all borrowers will qualify for the lowest rate. All loans are subject to credit approval. Posted rates may include promotional discounts and other terms and conditions.
1APR=Annual Percentage Rate. Example new auto rate of 5.59% APR with 36 monthly payments = $30.24 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. New auto is defined as 2025 with no mileage requirement or 2024 with 7,500 miles or less.
2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.
3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.25% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.250% with 360 monthly payments = $615.72 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 7/7/2025 and subject to change at any time. Rate may increase after consummation.