OCTOBER 2024


 

Your Credit Union's Monthly Email Newsletter

Apply Now for Our
2025 Academic Scholarship



LEARN MORE

We're awarding five $2,500 academic scholarships to support our members with a passion for learning and a desire to make a difference in their communities.

Home Loan Resources
HOME LOAN RESOURCES

Introducing a Brand New Online Resource for Homebuyers

Whether you’re a first-time homebuyer, looking to refinance, or interested in learning more about home loans, our Home Loan Resources page has you covered.

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Identity Theft
SECURITY

Identity Theft: How to Prevent It and What to Do if You Are a Victim

Stay alert to common red flags and safeguard your sensitive documents, data, and personal devices with these tips to guard against identity theft.

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Living Trusts and Estate Planning Webinar
WEBINAR

RSVP: Living Trusts and Estate Planning Webinar (October 16, 2024)

We've teamed up with Natalie Spiwak of Affinity Trusts to bring members easy-to-understand estate planning information. Register to join our no-cost educational webinar on Wednesday, October 16, 2024!

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9-Month Certificate

9-MONTH CERTIFICATE

 

Earn 4.341% APY* (4.25%), with our 9-Month Certificate. In today's volatile rate market, enjoy a highly competitive rate, with the peace of mind that your funds are insured.

Auto Buying Service

AUTO BUYING SERVICE

 

Your no-cost car concierge for car purchases in California. We'll take care of locating your vehicle, negotiating deals, and delivering your new ride.

Digital Wallets

DIGITAL WALLETS

 

Add your The Police Credit Union Visa credit and debit cards to your digital wallet and experience the ease of making payments with just a tap.

LOAN RATES

Vehicle Loans Rates as low as 6.14% APR1
Personal Loan Rates as low as 9.34% APR2
Home Loans (15/15 ARM) Rates as low as 6.625% APR3
Loan rates current as of 10/8/2024. Rates, terms, and conditions subject to change without notice. Visit our website for our most current rates.

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800.222.1391

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*APY (Annual Percentage Yield) effective as of 2/27/2024 for a special 9-month regular Certificate. Membership required. Not available for corporate accounts. This promotional rate offer is available for 9 months. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 12-month Certificate. Terms and conditions are subject to change without notice. For full terms and conditions visit thepolicecu.org.

 

1Important Notes: APR = Annual Percentage Rate. Example rate of 6.14% APR with 36 monthly payments = $30.49 per $1,000 borrowed, loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000.

 

2APR = Annual Percentage Rate. Example rate of 9.34% with 36 monthly payments = $31.96 per $1,000 borrowed. Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

 

3APR = Annual Percentage Rate. Loan is a variable rate loan (15/15 Adjustable Rate Mortgage (ARM)) of 6.625% APR, amortized over 30 years and fixed for the first 180 months, adjusting to the 10 Year Constant Maturity Treasury Bill plus a margin (2.75% conforming balance, 3.00% jumbo balance) in the 16th year with a 6.00% adjustment cap. Minimum qualifying credit score of 680 required. Other credit qualifications apply, contact a loan officer for more information. Example note rate of 6.625% with 360 monthly payments = $640.62 per $100,000 borrowed. Payment amount does not include taxes and insurance, and actual payment obligation will be greater. Pricing effective 10/8/2024 and subject to change at any time. Rate may increase after consummation.