Why join The Police Credit Union?
As a member you’ll have access to all our member benefits and products.
Competitive Loan Rates
Our competitive loan rates can assist in more budget-friendly payments for you.
Checking Account Benefits
Get paid early with Direct Deposit1 and enjoy up to 10 ATM fee rebates per month2.
The Benefits of Joining The Police Credit Union
| TPCU | Bank | Benefit |
|---|---|---|
X |
X |
Offers an all-encompassing suite of financial services, including checking and savings accounts, loans, credit cards and much more. |
X |
Checking: Pays dividends, with no minimum balance requirements and qualifying for ATM surcharge rebates is easy. | |
X |
Not-for-profit organization so we can offer better rates on loans and savings with a focus on keeping fees low. | |
X |
Members are also owners, and decisions are made in their interest, not stockholders. | |
X |
Free financial education programs, wide selection of discounts on services, and specialized products designed for the unique needs of law enforcement. |
It's easy to join The Police Credit Union online.
What our members are saying
I've been a Police Credit Union member for three decades. In addition to providing excellent loan rates, The Police Credit Union has the best service online or in person.
Asad S.
The Police Credit Union has great customer service, competitive rates and is very convenient for me. No ATM fees and online access to my accounts are a highlight!
Jasmine R.
All your deposits are NCUA-insured up to at least $250,000 per account owner.
We’re strong, with one of the highest net worth capital ratios in the country.
We're Here to Help
Other ways to connect with us
Call us at 800.222.1391 or find a branch location, by clicking the button below.
Our LocationsMeet with us virtually
Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device
Visit our Virtual BranchVirtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 3:00 p.m. PST
1 Check with your employer for availability.
2 To qualify to receive up to 10 ATM fee rebates per month (The Police Credit Union will refund surcharges up to $3.00 per out of network ATM transaction), you must meet the following requirements each month: (i) have a TPCU membership in good standing (ii) make 3 or more PIN and/or signature purchase transactions or have a recurring payment posted during the current calendar month to your account using your TPCU Visa® Debit Card (cash back, ATM withdrawals and refunds and reversals do not qualify) (iii) have a minimum $500 a month in qualifying direct deposits deposited to your checking or savings account during the current calendar month (qualifying direct deposits are deposits of regular monthly income such as your salary, pension, or Social Security benefits) that are made by your employer or other payer using the account and routing numbers that you provide to them (iv) maintain a minimum average share or loan balance of $2,000 during the current calendar month (Visa balances are excluded). If you do not meet the eligibility requirements noted above, you may still be eligible to receive the ATM fee rebate each month by having a TPCU membership in good standing with a length of membership of 10 years or more (from date of membership opening) and maintain a monthly average balance of $50,000 or more in eligible share and loan accounts combined. Visa credit card balances are not included in this total. Eligibility restrictions, terms and conditions apply, and are subject to change without notice. International ATM transactions, cash advances and ATM transactions made with a Business checking or Fresh Start checking account are not eligible for ATM fee rebates. For additional details and information, visit www.thepolicecu.org/CheckingSavingsFAQs
3 1.00% off current credit union rate, with a maximum loan term of 60 months. Offer valid now to 12/31/2026 and is subject to change without notice. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
4, 5 Terms and conditions apply. For complete details, visit thepolicecu.org/endofwatch
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