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Features & Benefits of Our Money Market Accounts

$2,500

minimum deposit

Free Direct Deposit

and payroll deductions

Deposits federally insured

by the National Credit Union Administration (NCUA)

Write up to 6 checks per month
Access to Digital Banking
Mobile deposit
E-statements
Money Market Wealth Builder

Money Market Wealth Builder

Our Money Market Wealth Builder is the perfect addition to balance out your portfolio:

  • A federally insured, low-risk savings vehicle to balance out higher-risk investments you may have elsewhere
  • Free direct deposit or payroll deductions make it easier to save
  • Check your progress and access your funds anytime through Digital Banking
  • As your balance grows, tiered rates offer higher returns
Open a Money Market Wealth Builder Account
A bar chart made of money in front of a green background.

Smart Advantage Money Market

Our Smart Advantage Money Market Account includes all the benefits of our Wealth Builder -- plus a higher rate if these additional requirements are met*:

  • Make at least 5 debit card transactions per month
  • Enroll in E-statements
  • Receive a monthly minimum $500 direct deposit** into your Checking or Savings Account 
Open a Smart Advantage Money Market Account

What our members are saying

I've been a Police Credit Union member for three decades. I'm proud to be part of an institution that stands behind our men and women in uniform. In addition to providing excellent loan rates, The Police Credit Union has the best service online or in person.

An outline of a memo note with a pen writing.

Asad S.

My entire family has utilized the variety of different services offered at the credit union from checking, savings, loans, and home mortgages. We love the people who work there and their services they provide.

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Jerry N.

Money Market FAQs

Expand All
It’s quick and easy to open your account online.

Why choose The Police Credit Union for your Savings Account?

Earn Dividends

Dividends earned with competitive interest rates, paid monthly.

No Monthly Fees

For monthly service or maintenance.

Digital Banking

Your Savings Account gives you access to Digital Banking and our mobile app, including features such as Mobile Check Deposit and E-statements.

Peace of Mind

Your deposits are federally insured by the National Credit Union Administration.

Direct Deposit

Take advantage of free Direct Deposit and payroll deductions.**

We're Here to Help

The Police Credit Union Member Services Representative  in front of The Police Credit Union  logo
Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST

Terms & Conditions: The minimum deposit to open an account is $2,500. Dividend rates and yields may change after you open your account. The Dividend Rate and Annual Percentage Yield are based on the entire daily balance of the account. Subject to withdrawal limitations. The Annual Percentage Yield (APY) shown is accurate as of the last dividend declaration date, which is the last day of each month, unless otherwise noted. Rates/Yields are variable and subject to change without notice including after you open your account. Above anticipated rates are subject to availability of funds. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. The dividend declaration date is the last day of each month. Eligibility restrictions, terms and conditions apply, and are subject to change without notice. See About Your Accounts or contact a Member Service representative for more details and information.

*To qualify for the higher Rate, you must have a current checking account, be enrolled in E-statements at The Police CU and meet the following requirements each month: Make 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the current calendar month to your account using your Visa® Debit Card. Have $500 a month in qualifying direct deposits deposited to your checking or savings account during the current calendar month. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement. Starting with the calendar month following when you open your Smart Advantage Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined at the end of the month based upon the number of qualifying transactions or direct deposit requirement for that month's activities and the dividend is paid at that time. If there are changes to your checking account (it is closed, changed to a new account type or no longer: 1) receives qualified direct deposit or 2) enrolled in E-statements, the rate will change to those in effect at the time of the change.

**Check with your employer for availability.

External Link Alert


You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.

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Already a member?

If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

Not a member yet?

If you're new to The Police Credit Union, or prefer to start with a blank application, click the button below.