Features & Benefits
Why choose The Police Credit Union for your Personal Loan?
When you incur expenses beyond your current means, turn to The Police Credit Union for a Personal Loan designed to meet your needs at a competitive cost.
Competitive Low Rates
Our competitive personal loan rates can assist in more budget-friendly payments for you.
Protect yourself against financial disruptions that might occur by using The Police Credit Union’s Payment Protection for your loans.
It’s quick and easy to apply online.
What our members are saying
Personal Loan FAQs
What information do I need to apply for a Personal Loan?
- How much you want to borrow for your loan
- How long you'd like to finance your loan
- Current employment and income (including your employer's name and contact information)
- Your contact information, including phone number and email
- Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security number)
What can I use a Personal Loan for?
A Personal Loan can be used for a variety of purposes. Some common uses of personal loans include:
- Debt Consolidation: Combining high-interest debts (credit card balances, medical bills, etc.) into a single personal loan with a lower interest rate can make repayment more manageable.
- Home Improvement: Personal loans can fund home renovations, repairs, or upgrades, enhancing your living space and potentially increasing property value.
- Medical Expenses: Unexpected medical bills or elective procedures can be covered by a personal loan, providing you with the funds needed for healthcare costs.
- Travel: Whether for a vacation or important event, a personal loan can help you afford travel expenses without disrupting your monthly budget.
- Weddings: Financing wedding-related costs like venue, catering, and other arrangements can be achieved through a personal loan.
- Moving Costs: If you're relocating for work or personal reasons, a personal loan can cover moving expenses.
- Emergency Expenses: Unexpected financial emergencies like a sudden repair, legal fees, or other urgent matters can be managed with a personal loan.
- Special Occasions: Personal loans can be used to celebrate milestone events like birthdays, anniversaries, or other significant occasions.
- Electronics or Appliances: Purchasing high-cost electronics, appliances, or gadgets can be financed using a personal loan.
- Some other common uses for personal loan would be to pay taxes and also for private party auto purchases on early model autos.
How long does it take to receive my funds?
Once your loan is approved, in most cases your funds will be available on the same day.
Do I need to be a member to apply?
Membership is not required to apply, but you must establish membership prior to the loan being funded.
We're Here to Help
Other ways to connect with us
Call us at 800.222.1391 or find a branch location, by clicking the button below.Our Locations
Meet with us virtually
Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile deviceVisit our Virtual Branch
Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST
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