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Features & Benefits

Lump-sum distribution
Terms available up to 60 months
Balances beyond $15,000 may be extended to 72 months
No collateral security required
Low, competitive fixed personal loan rates
Cover costs for any reason, including vacations, debt consolidation, vehicle repairs, etc.

Why choose The Police Credit Union for your Personal Loan?

When you incur expenses beyond your current means, turn to The Police Credit Union for a Personal Loan designed to meet your needs at a competitive cost.

It’s quick and easy to apply online.

What our members are saying

"I applied online for a personal loan and Nelly Iran responded to my request. She was friendly, helpful and went above and beyond to get me set up with what I needed. In addition to sorting out the loan, she gave me some very useful tips for boosting my credit score. Without a doubt, the best banking experience I have ever had! "

An outline of a memo note with a pen writing.

Carla L.

"The Police Credit Union backed by a staff of Customer Service Relations Models made every aspect of my loan experience a lot better, that kind of positive experience verbal words may not convey. From the application to the approval process, my personal loan came with a competitive rate that I'm comfortable paying for. Equally important is the safe and easy to navigate online service I use for my banking needs locally and abroad. As my credit union continuous to grow, I believe it will be the building champion to meet tomorrow's challenge in the banking industry. Keep it up and Good Luck."

An outline of a memo note with a pen writing.

Evangeline C.

Personal Loan FAQs

Expand All
  • What information do I need to apply for a Personal Loan?
    • How much you want to borrow for your loan
    • How long you'd like to finance your loan
    • Current employment and income (including your employer's name and contact information)
    •  Your contact information, including phone number and email
    •  Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security number)
  • What can I use a Personal Loan for?

    A Personal Loan can be used for a variety of purposes. Some common uses of personal loans include:

    • Debt Consolidation: Combining high-interest debts (credit card balances, medical bills, etc.) into a single personal loan with a lower interest rate can make repayment more manageable.
    • Home Improvement: Personal loans can fund home renovations, repairs, or upgrades, enhancing your living space and potentially increasing property value.
    • Medical Expenses: Unexpected medical bills or elective procedures can be covered by a personal loan, providing you with the funds needed for healthcare costs.
    • Travel: Whether for a vacation or important event, a personal loan can help you afford travel expenses without disrupting your monthly budget.
    • Weddings: Financing wedding-related costs like venue, catering, and other arrangements can be achieved through a personal loan.
    • Moving Costs: If you're relocating for work or personal reasons, a personal loan can cover moving expenses.
    • Emergency Expenses: Unexpected financial emergencies like a sudden repair, legal fees, or other urgent matters can be managed with a personal loan.
    • Special Occasions: Personal loans can be used to celebrate milestone events like birthdays, anniversaries, or other significant occasions.
    • Electronics or Appliances: Purchasing high-cost electronics, appliances, or gadgets can be financed using a personal loan.
    • Some other common uses for personal loan would be to pay taxes and also for private party auto purchases on early model autos.
  • How long does it take to receive my funds?

    Once your loan is approved, in most cases your funds will be available on the same day.

  • Do I need to be a member to apply?

    Membership is not required to apply, but you must establish membership prior to the loan being funded.  

We're Here to Help

Member Services Representative in front of The Police Credit Union Logo
Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST

External Link Alert


You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.

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If you're a current member, log in to Digital Banking and click on Apply for an Account. Your personal information will automatically be filled in for you.

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