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MOBILE CHECK DEPOSIT TEMPORARILY UNAVAILABLE (2/22/24): We will be performing scheduled maintenance from 8:00 p.m. - 10:00 p.m. PST Thursday, February 22, 2024. During the maintenance window, the Check Deposit feature in our mobile app will be temporarily unavailable. We apologize for the inconvenience.

Join Us for Our Pre-Owned Car Sale (February 16 - March 16, 2024)

From February 16 - March 16, 2024 visit any California Enterprise Car Sales location and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR discount for terms up to 72 months!*

*Terms and conditions apply.

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Save time and money

We make financing easy. Our streamlined process and loan officers get you in your new vehicle quickly and painlessly!

SAME Rates - New or Used
Loan amounts up to $150k
Convenient payment options
text The Police Credit Union of California, Apply in 3 steps, Vehicle loan, Select a purpose, clear title, Lease Buyout, Purchase
No payments for 90 days
GAP Insurance and Payment Protection are available
Easy and secure online application process

Why choose The Police Credit Union for your Auto Loan?

What our members are saying

"Nelly was a pleasure to work with for are personal loan and vehicle loan. Nelly went above and beyond making sure we received the best rate possible and made the process extremely easy to go through. With my crazy schedule working in law enforcement and my husbands schedule working at the hospital, Nelly stayed respectful and flexible with our time and even stayed late to make sure we could get everything done. It’s employees like this, that work for The Police Credit Union, is why my husband and I are members. We will definitely be staying as members and will continue to utilize The Police Credit Union services, knowing we can deal with educated, respectable employees. Thank you!"

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Anthony K.

"I bought two cars and needed two car loans within about a month’s time. James at the San Bruno branch helped me finance both cars without any hassle. The process with James was so smooth and easy. James is also very friendly and professional. The credit union’s car loan rates were also very low and competitive. I (and my whole family) only have accounts with the SF Police credit union. I don’t trust other banks and have closed their accounts a long time ago. Thank you for your credit union! Please continue the excellent job!"

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Lily S.

Vehicle Loan FAQs

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Apply now to see if you qualify for a new, used or refinance Auto Loan

Our fixed, competitive auto loan rates and convenient online application get you on the road to saving more money.

We're Here to Help

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Other ways to connect with us

Call us at 800.222.1391 or find a branch location, by clicking the button below.

Our Locations

Meet with us virtually

Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile device

Visit our Virtual Branch

Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST

1 1.00% off current credit union rate, with a maximum loan term of 60 months. Offer valid now to 12/31/2023 and is subject to change without notice. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.

*APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.58 per $1,000 borrowed, and loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased February 16 – March 16, 2024 from Enterprise Car Sales and financed with The Police Credit Union. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.

External Link Alert


You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

The Credit Union is not liable for any failure of products or services advertised on those sites. Each third-party site may have a privacy policy different than the Credit Union; and the linked third-party website may provide less security than the Credit Union's website. If you click "OK", an external website that is owned and operated by a third-party will be opened in a new browser window. If you click "CANCEL" you will be returned to our website.

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