Join Us for Our Pre-Owned Car Sale (February 16 - March 16, 2024)
From February 16 - March 16, 2024 visit any California Enterprise Car Sales location and when you finance your new ride with The Police Credit Union, you'll receive a 1.00% APR discount for terms up to 72 months!*
*Terms and conditions apply.Learn More
Save time and money
We make financing easy. Our streamlined process and loan officers get you in your new vehicle quickly and painlessly!
SAME Rates - New or Used
Loan amounts up to $150k
Convenient payment options
No payments for 90 days
GAP Insurance and Payment Protection are available
Easy and secure online application process
Why choose The Police Credit Union for your Auto Loan?
Enterprise Car Sales
Get a 1% rate discount1 when you finance an Enterprise vehicle with The Police Credit Union. Limited Time Offer.
First-Time Auto Buyer Loan
We help eliminate some of the worry and stress that first-time buyers feel when they are searching for the right vehicle.
Guaranteed Auto Protection (GAP)
In case of a total loss, GAP Advantage covers the outstanding loan or lease balance after your insurance payout.
Protect yourself against financial disruptions that might occur by using The Police Credit Union’s Payment Protection for your loans.
We partner with a dedicated team of insurance professionals at TruStage™ Auto & Home Insurance Program to protect your home and vehicle.
What our members are saying
Vehicle Loan FAQs
What information do I need to apply for a vehicle loan?
To get you started, here’s a checklist of items you may need for your vehicle loan.
- Proof of identity
- Proof of income
- Credit and banking history
- Proof of residence
- Vehicle information
- Current vehicle registration (for trade-in)
- Proof of insurance
- Method of down payment
Do I need to be a member to apply?
Membership is not required to apply, but you must establish membership prior to the loan being funded.
Do you offer financing for vehicles outside of California?
Out-of-state vehicles may be acceptable on franchise dealer transactions only if you reside in the same state you purchase from. Please contact us to see if your purchase qualifies.
How long is a pre-approved vehicle loan good for?
A pre-approved vehicle loan application is good for 60 days, but the quoted interest rate can be subject to change.
Are there any types of vehicles TPCU does not finance?
- Vehicles used for commercial or business purposes (we do offer Personal loans up to $50k)
- Salvaged or branded-title vehicles
- Gray market or lemon law vehicles
- Conversion or delivery vehicles
What types of vehicle loans do you offer?
TPCU offers a variety of vehicle loan types:
- Dealer purchases (when you purchase a new or used car at a dealership)
- Refinancing of current auto loans
- Lease buyouts (when you decide to purchase your leased vehicle)
- Private party (when you are buying a car from another individual) in CA only. Seller and buyer must make an appointment inside one of our branches
Are there any specific terms and conditions I should be aware of before applying for a vehicle loan?
A variety of factors determines terms for your auto loan, but you should be aware of the following:
- Term limitations may apply
- Loan-to-value restrictions apply
- A down payment may be required
- Title and state fees may apply
- Must be an existing member or become a member of the Credit Union
Apply now to see if you qualify for a new, used or refinance Auto Loan
Our fixed, competitive auto loan rates and convenient online application get you on the road to saving more money.
We're Here to Help
Other ways to connect with us
Call us at 800.222.1391 or find a branch location, by clicking the button below.Our Locations
Meet with us virtually
Schedule an appointment or meet a member of our Virtual Branch team from your computer, laptop, or mobile deviceVisit our Virtual Branch
Virtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST
1 1.00% off current credit union rate, with a maximum loan term of 60 months. Offer valid now to 12/31/2023 and is subject to change without notice. This offer cannot be combined with any other offer. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
*APR = Annual Percentage Rate. Example rate of 6.34% APR with 36 monthly payments = $30.58 per $1,000 borrowed, and loan to value <=75%. +73-84 month New and Used Auto loan requires a minimum loan amount of $25,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles may be acceptable on franchise dealer transactions only. Rates, terms and conditions are subject to change without notice. Maximum vehicle mileage = 175,000. Lowest qualified rate assumes 1.00% off current The Police Credit Union rate with a max loan term of 72 months, and <=75% Loan-to-Value (LTV) for vehicles purchased February 16 – March 16, 2024 from Enterprise Car Sales and financed with The Police Credit Union. APR is based on evaluation of credit history, so your rate may differ. Pricing subject to change at any time. Rates, fees and terms are subject to change at any time, visit our website for current rates at www.thepolicecu.org. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation net-work company or other use. All vehicle inventory is available by visiting enterprisecarsales.com or a dealership where a Sales Consultant can help you find vehicles available in our nationwide inventory. Delivery of vehicles outside local area may require transfer fee.
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You are leaving our website and linking to an alternative website not operated by us. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.